Simi Ramdutt

Experience

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  Credit Guarantee

  Mar 1996 - Nov 2005

  Senior Technical Specialist

  Promoted consistently (7 times in 9 years), up through the Underwriter ranks to Senior Underwriter (in 2000) and then to Senior Technical Specialist (2003). Played a role in the Export Division, ensuring profitability, that budgets were met and that quick, efficient service was delivered. Assisted key-account clients (premiums in excess of R75k pa.) Notes: appointed as Secretary to the Technical Committee, 2001; and as Chairperson in 2003. Was awarded the Champions Award for “outstanding contribution” in 2002; and the Oscar Award for “best foreign performance” in 2000. Mostrar menos

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  Absa Bank

  Jan 2005 - Sept 2006

  Portfolio Manager

  Filled a middle management position, assessing high-value facility work packages, approved limits within a R1.5m mandate. Products included overdrafts, term loans, commercial property finance, vehicle & asset finance, personal loans, development loans, guarantees, debtor financial facilities, asset/security based lending.

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  Investec

  Sept 2006 - Mar 2008

  Credit Manager

  Headhunted into the role. Assessed Credit for high-net-worth clients and approving limits within a R500k mandate. Made recommendations for higher applications, and served on the Credit Committee. Note: between September 2006 and May 2007, filled a special Credit Consultant role for a Mauritius Portfolio. Functions included excesses, arrears, reporting (of exposure per division, currency, industry, etc.), governance and reviews.

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  Standard Bank

  Jan 2008 - Nov 2010

  Credit Manager

  Served within the Corporate & Investment Bank (global / major financial institutions) Credit Risk division. Mandate included approvals of up to R100m (for selected clients). Monitored a portfolio of Financial Institution clients, providing solutions within credit policy and managing all associated administrative and operational aspects.Special Notes:■ Started out as Credit Origination Manager within the Property Finance Division, managing applications of R50m and over. Shifted to the above role in 2009. Mostrar menos

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  Lombard Insurance Company Ltd

  Jan 2010 - Jan 2017

  Head of Underwriting and Risk - Trade Credit

  Head of Trade Credit Underwriting and Risk functions. Carrying accountability for strategy implementation & meeting service targets, for achieving unit budget, growth & profitability. Additionally, serve as the Credit technical / subject matter expert, maintaining up-to-date knowledge of all technical matters. Reporting to the Executive Head (Exco.)Special Notes:■ Have played a key role in maturing the Lombard Trade Credit department – improving processes, reviewing policies, upskilling the team, enhancing service delivery. This has resulted in the cementing of client relationships and to the stability of the client base. Mostrar menos

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  Microsoft

  Jan 2017 - now

  • Senior Finance Manager - Credit Risk APAC

    Oct 2024 - now

  • Snr Manager Africa - Financing and Payments

    Jan 2020 - Oct 2024

  • Senior Credit and Collections Manager

    Jan 2017 - Jan 2020