
Timeline
About me
Head of Collateral | Property Valuation | Chief Appraiser | MRICS | REV TEGoVA | WAVO WRV
Education

Chernihiv polytechnic national university
1997 - 2002Specialist finance
International institute of business
2002 - 2006Appraiser valuation of objects in the material and non-material form
Interregional academy of personnel management
2006 - 2008Lawyer commercial and labor law
Experience

“remtorgtehnika”, ltd
Jan 1998 - Jul 2002Financier, commodity expertResponsibilities:- the financial statements and planning;- market analysis, purchase and sale of goods.

Jscb policombank
Jul 2002 - Dec 2004Economist of the department of assets and liabilities transactionsResponsibilities:- Estimation of the property which is offered as collateral;- Check (survey) of the pledged property;- Work with problematic borrowers;- Support of the credit and deposit transactions for corporate and SME.

Appraisal company “antal”
Sept 2002 - Dec 2004Appraiser (evaluation expert)Valuation of property

Ukrsotsbank
Dec 2004 - Jul 2008Head of appraisal departmentResponsibilities:- Valuation and liquidity of collateral, preparation of relevant reports;- Revaluation of the collateral, including problem assets;- Analysis and verification of the estimation reports from branches of bank;- Analysis of the reports of appraisal companies;- Estimation and survey of the property of VIP-clients;- Valuation of fixed assets of the Bank;- Development and preparation of regulatory documents regarding the bank;- Organization and control of employees, certification of specialists. Show less

Credit europe bank, ukraine
Jul 2008 - Nov 2009Head of collateral groupResponsibilities:- Management of the group, organization and coordination of staff;- Development and preparation of regulatory documents regarding the bank;- Analysis of the reports of appraisal companies;- Valuation and liquidity of collateral, preparation of relevant reports;- Revaluation of the collateral, including problem assets;- Valuation of fixed assets of the Bank;- Monitoring (survey) collateral, preparing the monitoring plan and the reports;- Inspection (survey) and evaluation of the property and report to Credit Europe bank NV Amsterdam;- Support and control of registers of encumbrances (burdens);- Cooperation with appraisal, survey and insurance companies, accreditation the companies as partners. Show less

"sberbank" public joint-stock company
Nov 2009 - Jan 2020Head of collateral valuation and monitoring department- Established the department from scratch, creating an effective team of 12 employees and expanding the regional network across Ukraine.- Successfully established all processes and communications within the bank and with external organizations and partners, creating a client base (over 30,000) based on ABS B2 and SAP CMS, enhancing customer trust in the bank and its market competitiveness.- Developed the technical specifications for SAP CMS and successfully implemented it, reducing data processing time by 30% and increasing team productivity by 20%.- Passed internal and external audits without any remarks, confirming the high level of professionalism and responsibility of the team.- Implemented automation of department operations, optimizing processes and reducing costs by 50% without the need for additional staff.- Participated in the development and implementation of credit process automation based on CRM Siebel, particularly collateral management, accelerating credit decision-making from 7 to 5 days and positively affecting customer service speed and quality.- Directly participated in a global project for banking process automation based on Pega and FileNet, including managing a group and preparing technical specifications. Show less

Jsc cb “privatbank”
Jan 2020 - Mar 2021Director of the asset valuation department- Optimized department operations, resulting in a saving of two full-time positions. (18 employees)- Implemented new processes for interaction with internal services, leading to a 25% increase in the volume of foreclosed property sales.- Updated to automate operations with external companies.- Developed an automated monitoring process, leading to a planned 30% budget saving on monitoring.

Independent appraisal company / surveying company
Mar 2021 - nowManaging partner- Negotiated over 500 valuation contracts and more than 20 property monitoring contracts, significantly increasing the total number of tasks completed and actual profit growth for the company.- Organized a network of company representatives to perform work across all 23 regions of Ukraine and opened a separate office in one of the regions, enabling the company to expand its market presence and significantly increase the volume of work by + 30%.- Gained accreditation in property valuation and monitoring services in more than 10 banks in Ukraine, increasing customer trust and service orders for the company by 25%.- Despite the challenging situation in the country, the company successfully maintains active operations across all regions, allowing it to retain its market position and attract new clients. Show less
Licenses & Certifications

Expert monetary valuation of the land plots

Rev tegova – recognised european valuer, # rev-ua/uabvs/2022/3
The european group of valuers’ associations
Rics
Royal institution of chartered surveyors
Valuation of objects in the material form

Valuation of objects in the non-material form

Wawo-wrv – world recognized valuer, # wrv-puavs/2024 - 01/17
The general assembly of world association of valuation organizations
Honors & Awards
- Awarded to ROMAN LYUBENKOREV TEGoVA TEGoVA Dec 2017
- Awarded to ROMAN LYUBENKOMRICS RICS Jul 2013
Languages
- ruRussian
- ukUkrainian
- enEnglish
- deDeutsch
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