
John Kercher V
Automotive Sales

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About me
Mortgage Lender - Manager - CMG Home Loans
Education

University of Sydney
2018 -Study AbroadSydney, Australia 2018 Study Abroad included Deep Dive into Comparative Politics between the United States and Australia as well as a Political Summit with Former Prime Minister John Howard

Dartmouth College
2019 - 2019Economics Summer Program - Milton Friedman Institute
Florida State University
2015 - 2019Bachelor of Science - BS Economics & Financial Markets (w/Finance) GPA: 3.7, Cum Laude• Oscar Sanchez Hispanic Honors Society & Sigma Beta Lambda Hispanic Academic Excellence Scholarship• 8-time recipient of Dean’s List recognition at the #18 U.S. News Best Public University• Dartmouth University-Milton Friedman Institute Capitaf Summer Program

Florida State University
2015 - 2018Student Athlete - Division I Rugby
Jesuit High School of Tampa, FL
2010 - 2014
Experience

Reeves Import Motorcars
Jul 2012 - Jun 2017Automotive Sales
Securities Society
Jan 2017 - May 2019Vice President - Investment BankingVice President of the Premier Florida State University Investment Banking Organization• Designed the Mentorship Initiative to Launch over 20 Aspiring Investment Bankers into their Careers at Goldman Sachs, Bank of America, KeyBank, and JP Morgan.• First Place winner of the Florida State University 2018-2019 Portfolio Management Competition• Executive Team competitor in the Florida State University 2019 Investment Banking Competition

PNC
May 2018 - Aug 2018Finance InternProvided functional support for PNC regional leadership, concentrated on optimally allocating client assets to promote financial security and analyzed efficiency of business banking operations. • Leader of an all-Hispanic analyst team as Project Manager. Designed a FinTech Capstone Project between PNC & Apple Inc. Presented findings to the CCO and EVP at PNC Headquarters.

Heartland Financial USA, Inc.
Jun 2019 - Mar 2020Corporate Banking Analyst - Emerging Leaders ProgramAssociate in the Commercial Banking Rotational Development Program of one of the Fastest Growing Banks in the Midwestern & Western United States• Formally Training in Credit Analysis, Business Management and Software Consulting under National Leadership & C-Level Executives as I help support the bank's growth of assets by 18.6%• Management Training- Engage in Deep, Comprehensive Leadership Training to Perform as a Future Leader• Software Consulting- Collaborate with PricewaterhouseCoopers to Implement the state-of-the-art Salesforce CRM software and nCino Loan Origination software to maximize profitability of Commercial, Corporate, & Wealth Management clients. Trained Heartland Credit Analysts on use of the system. Achieved 95% success rate on requested Agile-Sprint tasks.• Commercial Credit Analysis – Perform Credit Analysis using Financial Models and Analysis Software on Commercial & Industrial/Commercial Real Estate Portfolio• Granted Holistic Banking Knowledge in each Facet of the Enterprise. Training includes Commercial Credit Analysis, Commercial Real Estate (CRE), Commercial Banking Sales Show less

U.S. Bank
Mar 2020 - Jun 2021Corporate Banking Analyst
Northpointe Bank
Jun 2021 - Aug 2022Mortgage Loan Officer
Benton Capital Mortgage Lending DBA Premier Mortgage Resources LLC
Aug 2022 - Apr 2023Director of Advanced Lending
Firelight Mortgage Consultants
Apr 2023 - Dec 2023Executive Vice President
CMG Financial
Dec 2023 - nowManager - Colorado Springs Branch
Licenses & Certifications

Commercial Lending & Business Banking Certification
American Bankers AssociationOct 2019
Excel For Bankers Certification
PNC
Honors & Awards
- Awarded to John Kercher VSilver Medal in FSU Portfolio Management Competition FSU Securities Society Dec 2018 Second Place Finisher in the 2018 Florida State Portfolio Competition held by the Security Society
- Awarded to John Kercher VInvitational Economic Seminar - Capitaf The Milton Friedman Institute Jul 2018 Invited to an immersive economic seminar at the Milton Friedman Institute and Dartmouth University during the Summer of 2018. Debated economic topics with forerunners in the field in an open forum.
- Awarded to John Kercher VAcademic Scholarship Finalist Sigma Beta Lambda Honors Society
- Awarded to John Kercher VVice President of Mentorship-Professional Development FSU Securities Society
Volunteer Experience
Fundraiser
Issued by Dance Marathon at Florida State University on Aug 2016
Associated with John Kercher VFundraiser and Organizer
Issued by Special Operations Warrior Foundation on Aug 2016
Associated with John Kercher VCaptain
Issued by American Cancer Society on Jan 2013
Associated with John Kercher V
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