Experience

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  Finance-invest

  Jun 2010 - Dec 2010

  Junior specialist, retail client department

  • Performed client facing functions, including the acquisition of new clients, preparation of client seminars, dealing with various client requests and issues

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  Rosselkhozbank

  Dec 2010 - Jun 2013

  Senior economist, department of credit process management

  • Internal control of regional offices: lending process and credit risk assessment of lending clients • Development of measures to improve quality of credit portfolio and effectiveness of lending processes• Remediation of Central Bank findings on credit risk assessment and loan loss provisioning

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  Pwc russia

  Jun 2013 - Nov 2014

  Consultant > senior consultant, strategy & operations (financial services)

  • Development of internal credit rating system for wholesale business• Target operating model improvement leading to 35% reduction in OPEX • Underwriting process improvement leading to 25% time to decision reduction• Improvement of credit operating model covering wholesale, SME and retail clients

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  Bank of moscow

  Nov 2014 - Oct 2015

  Head specialist, strategy department

  • Development of a recovery framework for Russian banking system• Analysis of 8 potential M&A and development of strategy for acquisition and integration • Development of ROE-tree model to analyse performance of the Bank against peers• Development of client profitability calculator considering lifetime value concept

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  Bank "rossiysky capital"(open joint stock company)

  Oct 2015 - Jul 2016

  Project manager

  • Development of retail strategy: client segmentation, products and sales channels determination, financial modelling and assessment of effects• Development of Banking-wide strategy of an effective instrument for banking system recovery• Due diligence and valuation of 9 potential “bad banks” acquisition and restructuring

• 

  Pwc deutschland

  Jul 2016 - Nov 2024

  Leading large-scale projects for EU and global multinational banks, specialising in risk modelling, regulatory compliance, and operational efficiency:• Retail credit risk models re-development achieving ECB approval: modelling strategy and development, ECB inspection management, models implementation in application and recovery processes• ESG implementation leading to regulatory compliance and meeting stakeholders’ expectations: strategy, governance, risk-management, decision making, reporting and disclosures• Sustainability reporting set up achieving CSRD compliance: target model design, scoping and double materiality assessment, gap-analysis, data collection and reporting• A number of credit risk modelling projects achieving capital accuracy and operating efficiency: retail and wholesale credit risk models development and validation, automation of validation processes, integration of models in lending and recovery processes • A number of risk management projects achieving regulatory compliance and enterprise risk management function efficiency: model risk management framework set up, economic capital assessment and stress testing, CRO reporting enhancement, risk culture improvement• Several initiatives for lending processes improvements achieving operating optimisation and accuracy in decision-making: models’ development, automation and optimisation of processes, exploration of transactional data and new data sources for modelling and analytics, regulatory compliance• A number of projects on ECB findings remediation with respect to Credit as well as Climate and Environmental risks, supervision of ECB inspections and defending position of clients Show less

  • Director

    Jul 2023 - Nov 2024

  • Manager - Senior Manager

    Jul 2016 - Aug 2023
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  Sdh

  Nov 2024 - now

  Managing director