Ashish Jha

Sales And Marketing Intern

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Kolkata, West Bengal, India

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Timeline
About me
Manager at ICRA| Moody’s | MBA in Finance & Banking|PGDB|NISM|IRDAI|Ex- HDFC & ICICI
Education
- JESUS AND MARY ACADEMY
  -
  Matriculation
- PUBLIC SCHOOL BELA
  2014 - 2016
  INTERMEDIATE PCB
- Manipal Academy of Higher Education
  2020 - 2021
  Post Graduate Diploma Banking and Finance
- Lalit Narayan Mithila University, Darbhanga
  2016 - 2019
  Bachelor's degree
- Manipal Academy of Higher Education
  2021 - 2023
  Master of Business Administration - MBA Banking and Finance
Experience
- Shine Projects
  Aug 2020 - Sept 2020
  Sales And Marketing Intern
- ICICI Bank
  Mar 2021 - Apr 2021
  Probationary Officer
  Handled Various Segments like CASA, Investment, Lending Policy, Customer Management and various Liability Products • Contributed in revenue generation with PL, HL, GL, CASA etc.
- ICICI Bank
  Jul 2021 - Jun 2022
  Deputy Manager
  • Acquisition of NTB Client• Mainitaing ETB portfolio• Working Capital & Term loan Focused along with cross sell to maintain self funding ratio•Handling various Asset products related to RBC, MSME and Enterprise Solution by fulfilling working Capital needs. • Contributing to Customer Aquation, Portfolio Management, analyzing the Financials, Credit Eligibility & history, Risk analysis, CIBIL analysis and make decision on do ability of cases. • Contributing to financial advisory for Corporates, Firm, Individual and fulfilling the various financial requirement. Show less
- HDFC Bank
  Jul 2022 - Aug 2024
  Relationship Manager
  • Acquisition of NTB Client• Mainitaing ETB portfolio• Working Capital & Term loan Focused along with cross sell to maintain self funding ratio• Preparation of Credit Assessment Memos (CAM) through financial statement analysis, evaluation of financial ratios, sensitivity analysis, business analysis, internal & external rating and liaising with credit and market risk team for sanctioning of the credit proposal.•Products managed under present role are Term Loan (including Project Finance), Cash Credit, Overdraft, Export packing credit, (pre & shipment), rental discounting etc.•The asset Business entire value chain involves deal origination to deal closure and building of sustainable relationship with clients.•Built and expand existing client relationship through pro-active contact, account planning and effective pipeline management.•Responsible for Generating income through development and maintenance of existing client/corporate. •Proficient in KYC/AML to prevent fraud and minimize risk. Show less
- ICRA
  Aug 2024 - now
  Manager
Licenses & Certifications
- Diploma in Computer Application and Accounting
  ICMSD
- AMCAT
  Aspiring Minds
- Mutual Fund Distributor (V-A)
  National Institute of Securities Markets (NISM)
- Corporate Financial Statement Analysis
  NASBA
  Jan 2022
- IC38- (SP Composite)
  Insurance Institute of India