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JORGE CRUZ

JORGE CRUZ

MARKETING TRAINEE

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location of JORGE CRUZAlmada, Setúbal, Portugal

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  • Timeline

  • About me

    Consultant and Banking Trainer. Former Director of Credit Risk at several Banks (in Portugal and Angola). Visiting Professor at Agostinho Neto University of Luanda. Occasional speaker on credit-related issues

  • Education

    • INSTITUTO SUPERIOR DE ECONOMIA da UNIVERSIDADE TÉCNICA DE LISBOA

      1980 - 1985
      GRADUATE (BAC+ 5) BUSINESS ADMINISTRATION

      Activities and Societies: Sport ( football )

    • ISEG - Lisbon School of Economics & Management

      1980 - 1985
      Licentiate degree business administration

      Activities and Societies: Sport ( football )

  • Experience

    • Unilever

      Jan 1987 - Jan 1987
      MARKETING TRAINEE

    • BNP Paribas

      Jan 1988 - Jan 1990
      CORPORATE BANKING ACCOUNT MANAGER

    • BBVA

      Jan 1991 - Jan 1994
      CORPORATE BANKING ACCOUNT MANAGER

    • ISGB / IFB - The Portuguese Bank Training Institute

      Oct 1991 - Apr 2010
      TEACHER OF FINANCING AND BANKING CREDIT

    • UNIÃO DE BANCOS PORTUGUESES / BANCO MELLO / BANCO MILLENNIUM BCP

      Jan 1994 - Jan 2000
      DEPUTY DIRECTOR OF CREDIT RISK

    • BNC / BANCO POPULAR ( Portugal)

      Jan 2000 - Jan 2006
      COORDINATING DIRECTOR OF CREDIT RISK

    • CREDITO AGRICOLA

      Jan 2006 - Jan 2010
      MANAGEMENT ADVISER OF THE RURAL SAVINGS AND LOANS BANK MORAVIS ( Portugal)

    • BANCO CAIXA GERAL DE ANGOLA

      Sept 2009 - Sept 2016

      • CREDIT RISK DIRECTOR

        Mar 2010 - Sept 2016

      • CREDIT CONSULTANT

        Sept 2009 - Mar 2010

    • ( Independent Worker )

      Oct 2016 - now
      CONSULTANT AND TRAINER IN BANKING

      - PERMANENT ADVISORY FOR A NEW MICRO CREDIT COMPANY IN ANGOLA- CREDIT TRAINER AT THE ANGOLAN BANK “ BIR” ( RURAL INVESTMENT BANK ) - INVITED IN 2020 BY THE AGOSTINHO NETO UNIVERSITY IN LUANDA- ANGOLA, TO TEACH A MODULE OF " ECONOMIC AND FINANCIAL ANALYSIS OF COMPANIES " IN A SPECIFIC COURSE FOR THE COURT OF AUDITORS OF ANGOLA.

  • Licenses & Certifications

    • Academic and Professional Statements

      ISE, BNP PARIBAS, BPI,BBVA,BCP,BANCO POPULAR, BANCO CAIXA GERAL DE ANGOLA

    • CREDIT RISK MANAGEMENT I,II,III,IV, - CITIBANK BRASIL

      Citi
      Sept 1990

    • BASEL II & RISK MANAGEMENT

      SAP
      Nov 2005

    • LIDERANÇA

      TMP
      Jun 1999

    • INVERSIONES

      Banco Popular
      Jun 2005

    • LIDERANÇA

      Dynargie
      Jun 1995