Graham Bell MA

Experience

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  General Accident

  Dec 1999 - Dec 2000

  Reinsurance Account Handler

  While in UK Finance I was part of the Finance Integration Project responsible for relocating Reinsurance from Whyteleafe (Croydon) to Perth.

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  Norwich Union Insurance

  Dec 2000 - Apr 2004

  Test Consultant

  While in NUI IT Solutions I was part of a dedicated team providing consultancy to programme and project managers on the approach to be adopted in User Acceptance Testing

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  Aviva Plc

  Apr 2004 - Jan 2013

  Heading up an Forensic Audit, and IT Forensic Specilaist Teams Planning, manageing and conducting Financial Crime Audits across the Aviva Group Global position - Responsible for the development and implementetion of the Groups Fraud prevention, detection, investigation and forensic audit strategy Global position - Leading individual fraud audits including complex reviews across multiple locations from planning to close. To support the rolling global programme of pro-active fraud audits and/or investigations using data mining tools and techniques Global position - As Lead Auditor within Group Audit IT, I was part of a small specialised team providing assurance over the technical IT infrastructure, information security and logical access. As Lead Auditor within the Central Assurance Team, I was part of centralised audit function providing assurance the operational framework

  • Head of Forensics

    Oct 2011 - Jan 2013

  • Senior Forensic Audit Manager

    Mar 2011 - Oct 2011

  • Senior Fraud Development Manager

    Sept 2010 - Mar 2011

  • Senior Fraud Development Manager

    Jan 2009 - Jan 2011

  • Fraud Project Manager

    Nov 2009 - Sept 2010

  • Senior Forensic Data Analyst

    Apr 2008 - Nov 2009

  • Group IT Lead Auditor

    Sept 2007 - Apr 2008

  • Assurance Consultant

    Apr 2004 - Sept 2007
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  Aviva

  Jan 2013 - Jul 2022

  I am responsible for providing guidance and oversight of the Anti-Bribery & Corruption, Facilitation of Tax Evasion, Internal and External Fraud risks to all markets across the Aviva Group.My primary role was to implement an Anti-Bribery Transaction Monitoring capability across Aviva. This was successfully implemented by identifying high risk business areas exposed to the bribery risks, categorising the source systems of concern, obtaining the required source data, and ensuring that correct data elements were extracted to support the creation of a transactional overview of an employee or Aviva’s third parties. I continue to support all markets by reviewing the quarterly transaction monitoring outputs and performing a triage, highlighting the transactions of concern for further review, and where appropriate escalated for investigation with supporting evidence. In addition, I have also developed and implemented scenarios that provide the same capability for Facilitation of Tax Evasion, Internal and External Fraud.I have developed close working relationships with all market Financial Crime leads and use my business knowledge and contacts to address policy breach issues identified through transaction monitoring. I have done this by managing expectations agreeing the findings and recommended action to be taken, and where required assist with remedial action plans. In addition, I manage the Aviva Fraud Hub, a financial crime reporting tool created during COVID19 to support our customers and members of the public where they believed that they have been targeted by criminals. For Example, Investment Scams, Recruitment Scam, Pension Liberation Fraud, Romance Fraud, and Inheritance Scam. I review all reports received through this portal, providing the appropriate guidance to prevent loss. Where financial loss has been reported I ensure an effective triage process is in place to pass the report to the appropriate team to investigate Show less Responsible for investigating allegations of financial crime across Aviva’s global markets (general insurance and life insurance including subsidiaries and joint ventures), and assessing what risk Aviva is exposed to; the financial loss; root cause analysis, and the recovery of assets. In addition to this reactive approach I proactively look to identify financial crime; detect control weaknesses and minimise potential loss to Aviva. Additional achievements include:• Led the integration of an offshore Joint Venture (JV) Fraud Team. Assessing financial crime target operating model, identifying processes that should be owned by first line business functions, implementing investigation methodologies, supporting systems, control weaknesses process, stakeholder management, and a culture of asset recovery.• Led and implemented a Financial Crime Risk Universe providing the capability to assess financial crime risks globally, allowing targeted proactive investigations and increasing financial recoveries.• Provide effective challenge to management over the financial crime control environment, influencing decisions to improve the control environment and minimise the exposure to fraud reoccurring.• Led the financial crime target operation model review within UK Life, working with multiple business risk functions in the identification of common and specific key controls supporting a complex control environment. Show less Responsible for the implementation and maintenance of the Aviva plc Internal Audit Methodology Suite, including Prioritisation, Execution and Issue Management. Ensuring that all teams globally had a framework in which to operate within while fulfilling IA’s objectives and obligations to the Aviva Group. Additionally ensuring that all initiatives and operational changes were fully reflected with supporting guidance was available to all of the IA Community. Delivery of high profile projects within the group within budget and timescales. Show less

  • Senior Financial Crime Risk Manager

    Nov 2018 - Jul 2022

  • Senior Investigations Manager

    Mar 2014 - Oct 2018

  • Professional Practice Senior Manager

    Jan 2013 - Feb 2014
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  Lloyds Banking Group

  Jul 2022 - now

  Economic Crime Prevention Audit Manager

  In my current role as Economic Crime Prevention Audit Manger, I perform audits focussed on Fraud and Financial Crime (AML, Sanctions, ABC) across Lloyds Banking Group's businesses.