
DIVIK AGARWAL
PREFERRED RELATIONSHIP MANAGER

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Skills
Branch bankingCross sellingTeam managementBankingMisRetail bankingManagementRelationship managementFinanceCommercial bankingTrade financeAbout me
My experience of working in services industry has given me an insight into various aspects of Banking, Finance, MIS, Sales Planning and Marketing strategy. This has widened my perspective and has given me a sense of understanding of business from a practical point of view. My interaction with management personnel and various customers at different levels has provided me an opportunity to improve my interpersonal skills with a proper understanding of the working environment in different organizations. I would welcome an opportunity to consolidate and expand my knowledge, Skills leading to a career growth and positive contribution towards the organization. My academic background, ability to lead along with working in a team and analytical skills will definitely be an additional advantage in pursuing my objectives and contributing to your organization.
Education

Birla Institute of Technology
2005 - 2007MBA MARKETING & FINANCE
Chhatrapati Shahu Ji Maharaj University
2002 - 2005B.Sc. MATH & PHYSICS
Experience

HDFC Bank
Jun 2007 - Jan 2010PREFERRED RELATIONSHIP MANAGER1) Taking care and maintaining relation with preferred customers.2) Responsible for Enhance the size of the relationship that the preferred customers have with the bank. Thus growth over the current relationship value remains the foremost objective.3) Deepen the relationship by cross selling as many of the bank’s products and services to the preferred customers. This will result in higher loyalty and greater profitability of these . relationships.4) Provide the best possible service to these customers. 5) Through a process of referrals from existing preferred customers and through targeted programs on select customer databases, acquire new preferred customers into the program.6) Highest overachieving of the revenue target in Jharkhand.As Personal Banker1) Providing customer service related to opening accounts viz. Normal saving account, Salary Account, NRI Account, Current Account, fixed deposits Schemes, Lockers Operation. 2) Providing Customer service, inquiries related to their accounts through Finware.3) Over achieving the target every time. Show less

IndusInd Bank
Feb 2010 - Apr 2014RELATIONSHIP MANAGERRELATIONSHIP MANAGER - WEALTH ( CHIEF MANAGER) 1.) Handling the HNI Client BASE with attributes to their entire gamut of requisites for the banking domain.2.) The profile inculcates the proficiency of adapting newer ways to handle Customer Acquisition with due Profusion of CASA Book size and INVESTMENT AVENUES.3.) Possessing complete knowledge of the customer base in terms of profile, demographic & psychographics & assets with in the Bank & outside. 4.) Value additions to achieve BEST-IN-CLASS productivity in order to maximize the efficacy of the sales process.5.) Ensure full awareness of all policies and procedures issued in relation to MONEY LAUNDERING prevention & KYC – Know Your Customer. Show less

YES BANK
Feb 2014 - Mar 2015Senior Manager - Wealth ManagementSenior Relationship Manager

State Bank of India
Mar 2015 - nowBranch Head of Agriculture Commercial Branch, Pune handling financing to high tickets Agri allied commercial activities along with microfinance institutions. I was Handling International banking related Transactions like imports, Exports and Forex of large corporates of India.
Chief Manager Branch Manager
Sept 2020 - nowChief Manager - International Banking Division of SBI CAG Branch, Mumbai
Mar 2015 - Aug 2020
Licenses & Certifications

CAIIB
Indian Institute of Banking & FinanceJul 2013
NISM
Association of Mutual Fund of India, SEBIJul 2018
IRDA
Insurance Regulatory Development AuthorityMay 2011
Certificate course in Trade Forex
IIBFJun 2017
Certificate Course in KYC AML
IIBF
Certificate course in Foreign exchange
IIBFJan 2018
CERTIFICATE COURSE IN CURRENCY DERIVATIVES
NISMJul 2018
CERTIFICATE COURSE IN EQUITY DERIVATIVES
NISMJul 2018
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