DIVIK AGARWAL

DIVIK AGARWAL

PREFERRED RELATIONSHIP MANAGER

Followers of DIVIK AGARWAL320 followers
location of DIVIK AGARWALMumbai, Maharashtra, India

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  • Timeline

  • Skills

    Branch banking
    Cross selling
    Team management
    Banking
    Mis
    Retail banking
    Management
    Relationship management
    Finance
    Commercial banking
    Trade finance
  • About me

    My experience of working in services industry has given me an insight into various aspects of Banking, Finance, MIS, Sales Planning and Marketing strategy. This has widened my perspective and has given me a sense of understanding of business from a practical point of view. My interaction with management personnel and various customers at different levels has provided me an opportunity to improve my interpersonal skills with a proper understanding of the working environment in different organizations. I would welcome an opportunity to consolidate and expand my knowledge, Skills leading to a career growth and positive contribution towards the organization. My academic background, ability to lead along with working in a team and analytical skills will definitely be an additional advantage in pursuing my objectives and contributing to your organization.

  • Education

    • Birla Institute of Technology

      2005 - 2007
      MBA MARKETING & FINANCE
    • Chhatrapati Shahu Ji Maharaj University

      2002 - 2005
      B.Sc. MATH & PHYSICS
  • Experience

    • HDFC Bank

      Jun 2007 - Jan 2010
      PREFERRED RELATIONSHIP MANAGER

      1) Taking care and maintaining relation with preferred customers.2) Responsible for Enhance the size of the relationship that the preferred customers have with the bank. Thus growth over the current relationship value remains the foremost objective.3) Deepen the relationship by cross selling as many of the bank’s products and services to the preferred customers. This will result in higher loyalty and greater profitability of these . relationships.4) Provide the best possible service to these customers. 5) Through a process of referrals from existing preferred customers and through targeted programs on select customer databases, acquire new preferred customers into the program.6) Highest overachieving of the revenue target in Jharkhand.As Personal Banker1) Providing customer service related to opening accounts viz. Normal saving account, Salary Account, NRI Account, Current Account, fixed deposits Schemes, Lockers Operation. 2) Providing Customer service, inquiries related to their accounts through Finware.3) Over achieving the target every time. Show less

    • IndusInd Bank

      Feb 2010 - Apr 2014
      RELATIONSHIP MANAGER

      RELATIONSHIP MANAGER - WEALTH ( CHIEF MANAGER) 1.) Handling the HNI Client BASE with attributes to their entire gamut of requisites for the banking domain.2.) The profile inculcates the proficiency of adapting newer ways to handle Customer Acquisition with due Profusion of CASA Book size and INVESTMENT AVENUES.3.) Possessing complete knowledge of the customer base in terms of profile, demographic & psychographics & assets with in the Bank & outside. 4.) Value additions to achieve BEST-IN-CLASS productivity in order to maximize the efficacy of the sales process.5.) Ensure full awareness of all policies and procedures issued in relation to MONEY LAUNDERING prevention & KYC – Know Your Customer. Show less

    • YES BANK

      Feb 2014 - Mar 2015
      Senior Manager - Wealth Management

      Senior Relationship Manager

    • State Bank of India

      Mar 2015 - now

      Branch Head of Agriculture Commercial Branch, Pune handling financing to high tickets Agri allied commercial activities along with microfinance institutions. I was Handling International banking related Transactions like imports, Exports and Forex of large corporates of India.

      • Chief Manager Branch Manager

        Sept 2020 - now
      • Chief Manager - International Banking Division of SBI CAG Branch, Mumbai

        Mar 2015 - Aug 2020
  • Licenses & Certifications

    • CAIIB

      Indian Institute of Banking & Finance
      Jul 2013
    • NISM

      Association of Mutual Fund of India, SEBI
      Jul 2018
    • IRDA

      Insurance Regulatory Development Authority
      May 2011
    • Certificate course in Trade Forex

      IIBF
      Jun 2017
    • Certificate Course in KYC AML

      IIBF
    • Certificate course in Foreign exchange

      IIBF
      Jan 2018
    • CERTIFICATE COURSE IN CURRENCY DERIVATIVES

      NISM
      Jul 2018
    • CERTIFICATE COURSE IN EQUITY DERIVATIVES

      NISM
      Jul 2018