
FABIO COSIO
Internship Trainee

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About me
Group Lending Process at UniCredit
Education

Fondazione Cassa di Risparmio di Torino(CRT)
2014 - 2015Second Master Level Talenti per l'Export Passed the final examI have been selected in a highly competitive graduation among just over 600 applications,80 people have been selected(i.e. acceptance rate<15%) with CRT bank, an Italian bank, under the following program:” Progetto Talenti per l’Export”. The project has been created in collaboration with Confindustria. The Foundation has covered all the related costs.

University of Ljubljana, Faculty of Economics
2011 - 2012Bachelor's degree Economics Economics
Europacollege
2015 - 2016Postgraduate Degree European Economic StudiesThe College of Europe is a unique university institute of European studies. The College offers postgraduate education in an international environment.I have been selected in the master of European Economic Studies.Courses: Advanced Applied Econometrics, Internal Market, Banking Union.Thesis: "The long-Run relationship among the Russian GDP and the oil price"

Università degli Studi di Torino
2012 - 2015Master degree Economics 108/110Quantitative tools for the economic field of analysis.The master Degree in Economics highly focuses on the quantitative analysis, through the following courses: Time Series, Estimation, Advanced Statistics, Quantitative Method for Economics, Macroeconomics, Monetary Economics.This programme combines training in economics and in advanced quantitative techniques. The study of economic systems and economic policy, the interpretation and forecasting of macroeconomic data, and the analysis… Show more Quantitative tools for the economic field of analysis.The master Degree in Economics highly focuses on the quantitative analysis, through the following courses: Time Series, Estimation, Advanced Statistics, Quantitative Method for Economics, Macroeconomics, Monetary Economics.This programme combines training in economics and in advanced quantitative techniques. The study of economic systems and economic policy, the interpretation and forecasting of macroeconomic data, and the analysis of market structures are among the core topics of the program. Graduates will hold a diploma of Laurea Magistrale. Show less

Università degli Studi di Torino
2009 - 2012Bachelor's degree Economics and trade_Curriculum in Economics 107/110
Высшая Школа Экономики
2013 - 2013Exchange program, Moscow, Russia EconomicsI have been selected among 22 student out of just over 2500 applications(i.e. acceptance rate <1%)I attended 3 courses at HSE, 3 courses taught in English and 1 course in Russian(for foreigners).Moreover I attended 1 course at ICEF, a private institute of Moscow, which deeply focuses on the quantitative analysis. The course I attended was : Experimental and Behavioral Economics.
Experience

UniCredit Bulbank
Jun 2014 - Sept 2014Internship TraineeI have been selected among 22 student out of just over 3000 applications(i.e. acceptance rate <1%)Division: Retail Sector—Market and Planning. During this experience, I have:▪ Undertaken empirical investigations on the interest-rate elasticity of customer deposits▪ Provided support to the Macroeconomic Forecasts division, gaining a deeper insight into the modelling which underpinned the bank’s macroeconomic forecastsIt has been a very interesting job oportunity, since I acquired lot of knowledge about the bank business as a whole Show less

FCA Fiat Chrysler Automobiles
Jun 2015 - Aug 2015Business Process Quality SpecialistDivision: Methodologies, Processes and Projects Support unitDuring these 3 months I have:_supported the implementation of a project regarding OCR-based invoicing and monitored the results of expanding OCR from Polish plants to Serbian plants_underwent training in: Effective Presentation and Project Management_monitored absences and paid leaves in FCA Services to compute monthly payrolls

TECH RAIN
Nov 2016 - Oct 2017Business AnalystSupport to Marketing division of Vodafone Italy. Daily activity of Customer caring for Vodafone

UniCredit
Oct 2017 - nowCredit Risk Management Audit has the following mission:it is responsible for auditing credit risk models and the related risk management activities.In particular, it is responsible for carrying out the audit activities both on the local internal rating systems (at the Parent Company and the Italian Entity of the Group) and at group level, governed by Pillar I of the legislation deriving from the agreement on the Capital of Basel, both on the measurement methods relating to Pillar II of the same regulation, and also aimed at obtaining the relevant approvals for compliance with the models on Credit Risk by the Regulator, with which the structure interacts in alignment with the structure of competence of the Group Regulatory Affairs. Show less
Group Lending Process
Aug 2021 - nowInternal Auditor On Credit Risk
Feb 2019 - Aug 2021Junior Consultant
Oct 2017 - Jan 2019
Licenses & Certifications

IELTS
British CouncilNov 2012
TORFL
Pushkin State Russian Language InstituteDec 2018
Honors & Awards
- Awarded to FABIO COSIOENP Scholarship College of Europe, Bruges Aug 2015 The College of Europe offers full scholarships (academic year 2015-2016) to candidates from EU Member States who demonstrate a specific interest for the European Neighbourhood Policy (ENP). These scholarships are in principle limited to one or two per Member State. The scholarship of 23.000,00€ covers attendance to the courses, annual fee,accomodation, meals.The beneficiaries of these ENP-EU scholarships are selected by the College of Europe once the selection procedures organised at… Show more The College of Europe offers full scholarships (academic year 2015-2016) to candidates from EU Member States who demonstrate a specific interest for the European Neighbourhood Policy (ENP). These scholarships are in principle limited to one or two per Member State. The scholarship of 23.000,00€ covers attendance to the courses, annual fee,accomodation, meals.The beneficiaries of these ENP-EU scholarships are selected by the College of Europe once the selection procedures organised at the level of a Member State or the College are completed.The ENP-EU scholarships are awarded (one to two per Member State) according to the ranking of the candidates following the normal selection procedure and the interest they will have demonstrated for the European Neighbourhood Policy.Beneficiaries of these ENP-EU scholarships will have to write their Master’s thesis on a topic related to the European Neighbourhood Policy. They will also have to follow a course or seminar dealing with the European Neighbourhood Policy as part of their respective study programmes in Bruges. Show less
- Awarded to FABIO COSIO1st UniCredit International Internship Program UniCredit & Universities Foundation Mar 2014 To pursue the long-standing tradition of UniCredit and reflect its European dimension,UniCredit & Universities Knight of Labor Ugo Foscolo Foundation announces 22 (twentytwo)grants aimed at undergraduate students of UniCredit geography for intracurricularinternational internship programs at UniCredit.Each grant is worth € 2,100 gross of taxes (€ 700 per month) for a 3 month period of internship within the period June-September 2014. In addition, an economy return flight ticket will… Show more To pursue the long-standing tradition of UniCredit and reflect its European dimension,UniCredit & Universities Knight of Labor Ugo Foscolo Foundation announces 22 (twentytwo)grants aimed at undergraduate students of UniCredit geography for intracurricularinternational internship programs at UniCredit.Each grant is worth € 2,100 gross of taxes (€ 700 per month) for a 3 month period of internship within the period June-September 2014. In addition, an economy return flight ticket will be fully paid by the Foundation as well as all the visa costs (if any). Show less
- Awarded to FABIO COSIO2nd Edition Study-Abroad Grants UniCredit & Universities Foundation Jan 2013 To pursue the long-standing tradition of UniCredit and reflect its European dimension,UniCredit & Universities Knight of Labor Ugo Foscolo Foundation announces 22 (twentytwo)grants aimed at all University students of UniCredit geography for study exchangeprogrammes.Each grant is worth € 4,200 gross of taxes (€ 700 per month) for a 6 month period ofexchange starting from 2013. In addition, an economy return flight ticket will be fully paidby the Foundation as well as all… Show more To pursue the long-standing tradition of UniCredit and reflect its European dimension,UniCredit & Universities Knight of Labor Ugo Foscolo Foundation announces 22 (twentytwo)grants aimed at all University students of UniCredit geography for study exchangeprogrammes.Each grant is worth € 4,200 gross of taxes (€ 700 per month) for a 6 month period ofexchange starting from 2013. In addition, an economy return flight ticket will be fully paidby the Foundation as well as all the visa costs (if any). Show less
- Awarded to FABIO COSIOAssociate Instructor PTR Association Sep 2012 Tennis Coach
- Awarded to FABIO COSIOErasmus Program Scholarship Università Degli Studi di Torino Mar 2011
- Awarded to FABIO COSIORome MUN 2012 RomeMUN Jan 2011 The Model UN training programs are designed to teach students how the United Nations work. Participants represent the UN member countries in a simulation game by playing the diplomatic debates in a UN committees. The purpose of this experience-based program is to find common and effective solutions on the issues in the agenda by signing and approving a number of resolutions. Italian students are becoming familiar with Model UN programmes only recently, in particular RomeMUN has become one of… Show more The Model UN training programs are designed to teach students how the United Nations work. Participants represent the UN member countries in a simulation game by playing the diplomatic debates in a UN committees. The purpose of this experience-based program is to find common and effective solutions on the issues in the agenda by signing and approving a number of resolutions. Italian students are becoming familiar with Model UN programmes only recently, in particular RomeMUN has become one of the biggest UN simulations in the world Show less
Languages
- enEnglish
- frFrench
- ruRussian
- spSpanish
- seSerbian
- itItalian
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