Wardah El Elia

Experience

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  Pt Equity Securities Indonesia

  Mar 2007 - Dec 2007

  Sales Executive

  Responsible in providing investment advisory and financial consultation for investor on securities listed in stock exchange, trading securities using electronic platforms, engaged in business buying and selling securities, monitoring customer's transaction, maintain close business relationship with the customers and their investment balance.

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  MUFG

  Dec 2007 - May 2014

  Responsible for analyzing credit information on current and potential borrowers, gathering customer's financial data, including paying habits or history, earnings, saving information, and purchase activities, determines the advisability of granting credit for diversified types of loans, writing loan requests, assessing loan applicant's credit worthiness, making credit application by continuously enhancing the quality of analysis by conducting research on several industries and market condition, conducting factory visit, and regular rating review. Show less Responsible to compiles and analyzes issues related with systems to support branch's system strategy, implements project management best practices and supports programs to improve system project management, utilizes return on investment methodology and total cost of ownership to evaluate systems options and alternatives, reviews of system development request from user and provides appropriate information for management decisions, supports the establishment of dynamic technology architecture, analyzes appropriate configuration of disaster recovery facilities and equipment, controls the budget of system related investment and expense, provides business analysis and project management, incorporates business best practices such as program based performance measures in evaluating systems solution alternatives, promotes continues review and analysis of the technology architecture to support the changing needs of business solutions. Show less

  • Senior Credit Analyst

    May 2009 - May 2014

  • Business Analyst

    Dec 2007 - May 2009
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  Euler Hermes Singapore Services pte ltd

  May 2014 - Dec 2016

  Manager - Senior Risk Underwriter

  Decide credit limit requests consistently, within response time delays included in Risk Business Model by assessing buyer with all information available, Monitoring of the risk portfolio by requesting further information to Risk office, Be responsible of a dedicated customers portfolio, steer it and provide a pro-active service level, according to Policy Holders’ classification by regularly meet customers and broker, Contribute to support Commercial in steering customers loss ratio and implement necessary actions to ensure or restore profitability of portfolio. Show less

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  PT Bank Mizuho Indonesia

  Dec 2016 - Apr 2020

  Senior Credit Reviewer
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  PT Bank ICBC Indonesia

  Apr 2020 - Mar 2022

  VP - Senior Credit Reviewer Corporate & FI
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  PT Bank BTPN Tbk

  Mar 2022 - now

  VP - Japanese Credit Portfolio Head at PT Bank BTPN Tbk (SMBC Group)