Puja Agarwal

Puja Agarwal

Aspirant Relationship Manager

Followers of Puja Agarwal1000 followers
location of Puja AgarwalWest Bengal, India

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  • Timeline

  • About me

    Area Credit Head, Business Banking Group,Kolkata-ICICI Bank

  • Education

    • Modern High school for Girls, Kolkata

      2008 - 2010
      High School Science

      Activities and Societies: Bronze Duke of Edinberg International Award

    • The Calcutta Emmanuel School

      2000 - 2008
      Bachelor of Science (B.Sc.)

      Activities and Societies: Student council

    • University of Calcutta

      2011 - 2014
      Bachelor’s Degree Psychology

      Activities and Societies: Counselling

    • T A Pai Management Institute, Manipal

      2015 - 2017
      Master of Business Administration (M.B.A.) Finance and Human Resouces

      Activities and Societies: Convener, Disha. The HR conclave at TAPMI.

  • Experience

    • Zigsaw

      Apr 2015 - May 2015
      Aspirant Relationship Manager

      Business Development

    • State Bank of India

      Jun 2017 - Jan 2019
      Credit Analyst

      •Interaction with Corporate Clients to understand their requirements•Financial analysis, due diligence, and preparation of credit proposals•Risk analysis and post-sanction monitoring•Presentation of proposals to Sanctioning Committee

    • Axis Bank

      Jan 2019 - Aug 2021

      •On-boarding new asset clients thereby increasing the book size by 50% y-o-y•Portfolio management with a focus on deepening relationships and book growth•Lead generation for new asset relationships•Day-to-day servicing of clients, handling trade, forex, and credit operations, and acting as a single point of contact for operational issues •Preparation of credit proposals for existing and new-to-bank portfolios•Financial analysis and due diligence of clients•Risk analysis and assignment of internal ratings•Presentation of proposals to credit committees

      • Asset Relationship Manager

        May 2019 - Aug 2021
      • Credit Analyst, Medium Enterprise Group

        Jan 2019 - May 2019
    • ICICI Bank

      Oct 2023 - now
      Area credit head

      •Leading a team of credit Analyst to deliver credit proposal sanctions•Risk analysis and deal structuring for business advances, including working capital (FB/NFB) and term loan (Standalone TL/Project Finance/LRD/LAP) based on financial, business, industry, and market analysis•Portfolio management for West Bengal and other Eastern locations

  • Licenses & Certifications

    • Certificate of Achievement in 'Negotiation and Conflict Resolution'

      MGSM, Macquarie University SM
    • EdX Honor Code Certificate for Inclusive Leadership Training: Becoming a Successful Leader

      EdX
      View certificate certificate
  • Volunteer Experience

    • Support team

      Issued by Emmanuel Ministries, kolkata
      Emmanuel Ministries, kolkataAssociated with Puja Agarwal