Talk to sales Try for Free
Puja Agarwal

Puja Agarwal

Aspirant Relationship Manager

Followers of Puja Agarwal1000 followers
location of Puja AgarwalWest Bengal, India

Connect with Puja Agarwal to Send Message

Connect

Connect with Puja Agarwal to Send Message

Connect

  • Timeline

  • About me

    Area Credit Head, Business Banking Group,Kolkata-ICICI Bank

  • Education

    • Modern High school for Girls, Kolkata

      2008 - 2010
      High School Science

      Activities and Societies: Bronze Duke of Edinberg International Award

    • The Calcutta Emmanuel School

      2000 - 2008
      Bachelor of Science (B.Sc.)

      Activities and Societies: Student council

    • University of Calcutta

      2011 - 2014
      Bachelor’s Degree Psychology

      Activities and Societies: Counselling

    • T A Pai Management Institute, Manipal

      2015 - 2017
      Master of Business Administration (M.B.A.) Finance and Human Resouces

      Activities and Societies: Convener, Disha. The HR conclave at TAPMI.

  • Experience

    • Zigsaw

      Apr 2015 - May 2015
      Aspirant Relationship Manager

      Business Development

    • State Bank of India

      Jun 2017 - Jan 2019
      Credit Analyst

      •Interaction with Corporate Clients to understand their requirements•Financial analysis, due diligence, and preparation of credit proposals•Risk analysis and post-sanction monitoring•Presentation of proposals to Sanctioning Committee

    • Axis Bank

      Jan 2019 - Aug 2021

      •On-boarding new asset clients thereby increasing the book size by 50% y-o-y•Portfolio management with a focus on deepening relationships and book growth•Lead generation for new asset relationships•Day-to-day servicing of clients, handling trade, forex, and credit operations, and acting as a single point of contact for operational issues •Preparation of credit proposals for existing and new-to-bank portfolios•Financial analysis and due diligence of clients•Risk analysis and assignment of internal ratings•Presentation of proposals to credit committees

      • Asset Relationship Manager

        May 2019 - Aug 2021

      • Credit Analyst, Medium Enterprise Group

        Jan 2019 - May 2019

    • ICICI Bank

      Oct 2023 - now
      Area credit head

      •Leading a team of credit Analyst to deliver credit proposal sanctions•Risk analysis and deal structuring for business advances, including working capital (FB/NFB) and term loan (Standalone TL/Project Finance/LRD/LAP) based on financial, business, industry, and market analysis•Portfolio management for West Bengal and other Eastern locations

  • Licenses & Certifications

    • Certificate of Achievement in 'Negotiation and Conflict Resolution'

      MGSM, Macquarie University SM

    • EdX Honor Code Certificate for Inclusive Leadership Training: Becoming a Successful Leader

      EdX
      View certificate certificate

  • Volunteer Experience

    • Support team

      Issued by Emmanuel Ministries, kolkata
      Emmanuel Ministries, kolkataAssociated with Puja Agarwal