Experience

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  Southeast bank/first union national bank

  Jan 1988 - Jan 1994

  Loan officer
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  Wachovia bank

  Jan 1994 - Jan 2005

  Business banker and vice-president
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  First citizens bank/atlantic bank and trust

  Jan 2005 - Jun 2012

  Vice-president and market executive

  Manage $70-million business banking loan portfolio. Direct and coordinate commercial lending activities. Develop and maintain over 100 client relationships, including retail, light industrial, office/retail real estate, and owner-occupied properties. Manage bank deposits in excess of $30 million and directly supervise two commercial lenders and one loan assistant. Analyze and prepare loan presentations for approval. Manage all past due accounts including debt restructuring, bankruptcy, collection, litigation, and reporting. Structure and negotiate credit opportunities internally, with clients, and with loan administration and loan committee.Problem loan portfolio of $23-million including 31 relationships.Top deposit producer.Closed majority of Community Reinvestment Act loans, improving rating and achieving all CRA requirements.Prospected for, developed and managed relationships with high-volume accountsWorked with Credit Resolution Group after Atlantic Bank acquisition by First Citizens. Show less

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  Park sterling bank

  Jun 2012 - Sept 2016

  Senior vice-president and commercial banker

  Commercial Banker for Park Sterling Bank in downtown Charleston.

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  Ameris bank

  Sept 2016 - Sept 2018

  Senior vice-president and business banker

  Loan Officer with experience in all aspects of commercial lending including owner-occupied commercial properties, non-owner occupied commercial real estate and equipment financing.