Kalathinathan Murugan

Experience

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  Dalmia Bharat Limited

  Aug 2007 - Apr 2008

  Sales Supervisor

  Selling of cement products to the assigned dealers in the catchment area with a team of 3 members.

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  WOMEN AND CHILDREN FOUNDATION LIMITED

  Jun 2008 - Aug 2010

  HR Manager

  Taking care of all the admin activities of the 5 branches of the hospital. staff admin, recruitment of staff, arranging of events at companies etc.

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  KARUR VYSYA BANK

  Aug 2010 - Dec 2020

  Relationship Manager SME

  Handling a cluster of 15 branches in Chennai Division as well as a team of 10 BDA in cluster branches for sourcing of Commercial loans. Handling 50 SME customers in Chennai Division and maintaining relationship for renewal and enhancement of Working Capital Loans. Responsible for new business sourcing of Commercial Loans upto Rs. 5 Cr. Supervising and guiding team members in the daily process. Managed setting & achieving sales targets in Commercial Loans like SOD, CC, and SRTO Loans (Commercial Vehicle). Collaborating and Coordinating with cluster branches BDA’s, sourcing commercial loan products including SOD, CC, SRTO Loans and so on. Generating MIS of the team; facilitated the team in sourcing & grounding of loan proposals. Monitoring and Renewal/ Enhancement of OD/ CC accounts. Architect credited with development and execution of multiple policies and business strategies towards enhancing business growth & volume at Branch & Cluster Level. Coordinating with legal and technical vendors. Ensuring timely disbursement and sanctioning of loans by coordinating with Digital team. Ensuring MOD creation for all the secured loans. Monitoring for the disbursed accounts for repayment and post disbursement follow up. Follow up and rectification of inspection remarks for the cluster branches. Show less

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  HDFC Bank

  Dec 2020 - Oct 2021

  Senior Manager

  Sourcing of Working Capital Loans OD/ CC/ TL, Coordination with cluster branches and other sales channels for generation of leads, Follow up and coordination with vendors for valuation and legal.Monitoring of accounts, coordinating for branch activities, MIS.

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  IndusInd Bank

  Oct 2021 - Nov 2023

  Chief Manager

  Handling a cluster of 8 branches in Chennai for sourcing of Working Capital Loans. Handling of SME customers in Chennai and maintaining/ develop strong relationship with the SME customers for renewal and enhancement of Working Capital Loans. Responsible for acquiring new business sourcing of Working Capital Loans upto 3 crores. Coordinating with cluster branches RM, BM for lead generation, MIS preparation and sourcing of new working capital loans and ensuring 100 % activation for products in the cluster branches. Coordinating with the cluster branch RM, BM for visiting of new clients and acquisition of the same, follow up with existing SME customers for collection of deferrals, stock statements etc. Monitoring and follow up for Renewal/ Enhancement of OD/ CC accounts of the existing clients. Arranging of meeting with the credit department for customer meet, follow up for clearance of legal and valuation. Coordinating with legal and technical vendors. Ensuring timely disbursement and sanctioning of loans by coordinating with Legal, Operations and Credit team. Collection of asset coverage insurance. Ensuring MOD creation for all the secured loans. Monitoring of the disbursed accounts and post disbursement follow up. Show less

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  Equitas Small Finance Bank

  Dec 2023 - now

  Assistant Vice President 2

  Handling a team of 4 members and 15 cluster branches in Chennai for SME loans.