Rakibul Alam Ratul

Experience

• 

  Jamuna Bank PLC

  Oct 2019 - Feb 2020

  Foreign Exchange Trainee

  • Assist in daily operations of the foreign exchange desk, including trade execution and monitoring market trends.• Support senior traders in analyzing currency movements and identifying trading opportunities.• Conduct research on global economic indicators and their impact on foreign exchange rates.• Help prepare reports and presentations on market trends and trading strategies.• Collaborate with cross-functional teams to support client inquiries and trade settlements.• Participate in team meetings and contribute to discussions on market analysis and strategy development. Show less

• 

  Trust Bank PLC.

  Jul 2020 - now

  Credit Officer

  • Review and assess loan applications and credit proposals.• Conduct thorough credit analyses, including financial statement analysis, credit scoring, and risk assessment.• Prepare detailed credit reports and present findings to management for decision-making.• Monitor and manage existing credit portfolios to identify potential risks and recommend appropriate actions.• Ensure compliance with regulatory standards and internal policies.• Maintain relationships with clients to understand their financial needs and provide guidance on credit products.• Collaborate with the collections team to address delinquent accounts and develop recovery strategies.• Stay updated on industry trends and economic factors affecting credit risk. Show less