Rakibul Alam Ratul

Rakibul Alam Ratul

Foreign Exchange Trainee

location of Rakibul Alam RatulNarayanganj District, Dhaka, Bangladesh

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  • Timeline

  • About me

    Credit Officer | Credit Analysis | Portfolio Management | Financial Decision-Making | Risk Mitigation

  • Education

    • The Institute of Bankers, Bangladesh

      2024 -
      Associate of The Institute of Bankers, Bangladesh.

      AIBB (Associate of the Institute of Bankers, Bangladesh) is a prestigious certification program designed to equip individuals with the necessary knowledge, skills, and understanding to excel in the banking industry. It is a stepping stone for aspiring bankers who aim to climb the corporate ladder and achieve professional growth.

    • The Institute of Bankers, Bangladesh

      2023 -
      Junior Associate of The Institute of Bankers, Bangladesh.

      The Junior Associate of the Institute of Bankers, Bangladesh (JAIBB) is a professional banking diploma offered by the Institute of Bankers, Bangladesh (IBB). It's a foundational qualification designed to equip individuals with the essential knowledge and skills required for a successful career in the banking industry.

    • Ispahani Public School and College, Cumilla Cantonment, Cumilla Bangladesh

      2005 - 2007
      Secondary School Certificate Humanities/Humanistic Studies
    • North South University

      2015 - 2017
      Master of Business Administration - MBA Business Administration and Management, General
    • North South University

      2010 - 2015
      Bachelor of Business Administration - BBA Business Administration and Management, General
    • RAJUK Uttara Model College

      2007 - 2009
      Higher Secondary School Certificate Business/Commerce, General
  • Experience

    • Jamuna Bank PLC

      Oct 2019 - Feb 2020
      Foreign Exchange Trainee

      • Assist in daily operations of the foreign exchange desk, including trade execution and monitoring market trends.• Support senior traders in analyzing currency movements and identifying trading opportunities.• Conduct research on global economic indicators and their impact on foreign exchange rates.• Help prepare reports and presentations on market trends and trading strategies.• Collaborate with cross-functional teams to support client inquiries and trade settlements.• Participate in team meetings and contribute to discussions on market analysis and strategy development. Show less

    • Trust Bank PLC.

      Jul 2020 - now
      Credit Officer

      • Review and assess loan applications and credit proposals.• Conduct thorough credit analyses, including financial statement analysis, credit scoring, and risk assessment.• Prepare detailed credit reports and present findings to management for decision-making.• Monitor and manage existing credit portfolios to identify potential risks and recommend appropriate actions.• Ensure compliance with regulatory standards and internal policies.• Maintain relationships with clients to understand their financial needs and provide guidance on credit products.• Collaborate with the collections team to address delinquent accounts and develop recovery strategies.• Stay updated on industry trends and economic factors affecting credit risk. Show less

  • Licenses & Certifications

    • Cisco Certified Network Associate Routing and Switching (CCNA)

      Cisco Networking Academy
      Jan 2017
      View certificate certificate
    • Shariah Compliant Finance

      Trust Bank Limited
      Oct 2023
    • Corporate Governance & General Banking

      Trust Bank Limited
      Feb 2021
    • Money Laundering Prevention

      Trust Bank Limited
      Jan 2021
    • Advanced Credit & Foreign Trade

      Trust Bank Limited
      Jan 2022
    • Retail Financing & Business

      Trust Bank Limited
      Apr 2024
    • Combating the Financing of Terrorism

      Trust Bank Limited
      Jan 2021
    • Cyber Security & IT Risk Mitigation

      Trust Bank Limited
      Mar 2021
    • Internal Credit Risk Rating System

      Bangladesh Institute of Bank Management
      Jul 2023
    • Alternative Delivery Channels

      Trust Bank Limited
      May 2023
  • Honors & Awards

    • Awarded to Rakibul Alam Ratul
      Outstanding Performance Award Leo Club of Narayanganj City জুন ২০১৬ Awarded for great performance in Lions Intenational Youth Camp-2016
    • Awarded to Rakibul Alam Ratul
      Secondary School Certificate Scholarship Education Board of Cumilla জানু ২০০৯ Scholarship award for excellent result in Secondary School Certificate Examination
  • Volunteer Experience

    • Vice President

      Issued by Leo Club of Narayanganj City on Jun 2019
      Leo Club of Narayanganj CityAssociated with Rakibul Alam Ratul