
Miguel A.
Lending Specialist

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About me
Vehicle Sales
Education

Deakin University
2003 - 2004Diploma of Commerce Business/Commerce, General HDActivities and Societies: Photography, Astronomy, Sports Shooters Pistol Australia CRISCOS# 01590J- Fundamentals of Finance- Economic Principles- Marketing Management- Business information systems- Global Economy- Business Law- Communication Skills

Haileybury
1988 - 2000
Mentone Grammar
2000 - 2002VCEActivities and Societies: Student Body Council Member High School,
Experience

People's Choice Credit Union
Mar 2010 - May 2016Lending SpecialistAssessing and processing personal lending, overdraft, credit card applications via “Symtrix Lending Program”.· Conducting “Loan interviews” face to face and over the phone to evaluate financial status, capacity to repay and potential borrowing limits for members using Personal Loan or Home Loan Calculator software.· Managing ongoing insurance tracking and coaching to help the team meet individual and collective insurance targets.· Identifying opportunities to cross-sell multiple products, including insurance for vehicles purchased with finance from the Credit Union.· Identify opportunities to cross-sell multiple Financial and insurance products such as Vehicle Home and Contents Landlords Travel and others Show less

Medibank
May 2016 - Jan 2024My role at Medibank mainly en-tales gathering information on SME's offering tailored Private Health Insurance to individuals within that particular business or Company.Whilst at Medibank I have Consistently achieved my sales and service KPI's targets on a yearly basis:- Have had to convert 40% of my corporate sales on the spot which I did effortlessly through Rapport building and product and competitor knowledge-Have helped push the company towards their goal of Automation by introducing new processes through applications and educated customer on how to use to their advantage -Have had To work Autonomously whilst in Business development role and follow up potential sales and create an ongoing pipeline as well through the use of Coreplus and SAP.- Have pushed myself in terms of learning as much as I could from my peers and Higher Management. this has lead to taking ownership of the store when Store Manager goes on planned or unplanned leave.-Companies I have worked with to offer employee Private Health such as, 3M, Telstra, Delloite, CarSales.com.au, Toyota, Metro and Monash Hospital just to name a few. Show less
Corporate/Health and Wellbeing Sales Consultant
Sept 2018 - Jan 2024Corporate Sales Specialist
May 2016 - Sept 2018

Beatball Australia
Jul 2018 - Jan 2024PartnerBeatball is an Australian born sport that is taking the world by storm. It’s a concept like no other that presents challenges and techniques that are unique and exciting across all ages and all genres. Beatball presents a new and unique sport that is no less than extraordinary. Beatball proudly originated in Australia and has already established a home base in the United States to further develop the sport across the United States. Beatball has multiple Australian and International patents that protect its concept and allows Beatball to grow in a manner that upholds its culture, branding and ethos for the world to experience. Beatball is always looking for new directions of expansion and is open to issuing licences to new partners looking to join our Beatball Culture moving forward.3 year role which required 100% commitment from myself.Organised and co-ordinated film crew to shoot Teasers and online advertising.Generated the fourth and fifth investors for the company and we started a long journey together.Leads Generated from various social Media platforms targeting volleyball and soccer clubs through LinkedIn and Facebook as well as local Schools to introduce them to this new sport. Cold called and connect with various sporting clubs, and local newspapers and packaging offers to bring BeatBall onto Redbaloon. This Gave me the opportunity to setup a business from scratch from pricing options , food served, purchasing equipment, utilisation of space and helping with brand awareness thorough setting up the exterior and Interior look/ambiance. Regular reporting to the Director on the direction we were taking was a monthly affairOrganised and secured a spot at "The Arnold".In charge of OSHC making sure clients followed all the rules stipulated in the waiver they signed to reduce the risk on the business.This allowed me to grow in my role as a Business Development manager for Medibank as I was working both places at the same time. Show less

MAYLAK 360
Jun 2022 - nowBusiness OwnerTechnology Educator for Older AdultsThe Technology Educator is responsible for providing comprehensive guidance and instruction to senior citizens, helping them navigate, set up, and use phone and laptop devices confidently and independently, and with Confidence. This is my "WHY" for starting this business.I currently Provide hands-on instruction on basic and advanced functionalities of smartphones, tablets, and laptop devices. Tailor instructional methods are based on the individual learning pace and capabilities of the participants. Conduct workshops and seminars on topics like internet safety, social media, staying current and up to date, as well as a host of empowering relevant content applicable to each individual Show less

Booran Motors
Nov 2023 - nowCar Sales SpecialistNew Car Sales and Service

Hyundai Motor Company Australia
Nov 2023 - nowProduct Sales SpecialistNew Car Sales
Licenses & Certifications

Certificate 3 Retail Operations
Victorian Registration and Qualifications AuthorityJan 2003
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