Experience

• 

  United insurance company.

  Oct 2014 - Apr 2015

  Internship
• 

  The united insurance company of pakistan limited

  Jul 2015 - Jul 2019

  Assistant manager/underwriter (non-life)

  My Job Description Include; Risk Assessment: Reviewing applications and supporting documents submitted by potential policyholders, analyzing the risk factors involved, and determining the likelihood of claims or losses.Underwriting Guidelines: Applying the company's underwriting guidelines and policies to make sound decisions on whether to accept, modify, or decline insurance applications.Pricing: Calculating premiums based on the assessed risk level, market trends, and historical data to ensure that the policies are priced accurately and competitively.Policy Review: Evaluating existing policies at renewal to reassess the risk and decide on any necessary adjustments to the coverage or premium rates.Compliance: Ensuring that all underwriting decisions comply with relevant insurance laws, regulations, and internal policies.Customer Interaction: Communicating with brokers, agents, and clients to gather additional information, clarify requirements, or explain the underwriting decisions.Data Analysis: Analyzing data and trends to identify potential opportunities and risks in the insurance market.Loss Prevention: Collaborating with loss control specialists to identify ways to mitigate risks and prevent potential losses for policyholders.Portfolio Management: Monitoring the overall performance of the insurance portfolio, identifying trends, and making strategic decisions to achieve profitable results.Decision Making: Making informed decisions regarding coverage, deductibles, limits, and endorsements based on a thorough evaluation of the risks involved.Record Keeping: Maintaining accurate and organized underwriting files, documenting the rationale behind decisions, and ensuring data integrity.Continuous Learning: Staying up-to-date with industry developments, regulatory changes, and emerging risks to enhance underwriting expertise. Show less

• 

  Kgisl

  Jul 2019 - now

  Requirements Gathering: Collaborating with business stakeholders to elicit, analyze, and document their requirements for new systems, enhancements, or modifications to existing insurance applications.Business Process Analysis: Understanding and evaluating existing insurance workflows and processes to identify opportunities for improvement and automation.Solution Design: Working with the IT team to translate business requirements into functional specifications and design comprehensive IT solutions that meet business needs.Systems Implementation: Assisting in the implementation of new insurance systems, including user acceptance testing (UAT) and providing support during the rollout phase.Data Analysis: Analyzing insurance data to identify patterns, trends, and insights that can inform decision-making and enhance business processes.Compliance and Regulations: Ensuring that the IT solutions and systems align with industry regulations and compliance requirements specific to the insurance domain.Stakeholder Communication: Facilitating effective communication between business users, IT developers, and other stakeholders to ensure a clear understanding of requirements and project progress.Training and Support: Providing training and support to end-users on new systems and functionalities to ensure successful adoption and usage.Change Management: Assisting in managing change related to IT projects and promoting a smooth transition to new systems and processes.Risk Assessment: Identifying and evaluating potential risks and issues associated with IT projects, and implementing strategies to mitigate them.System Testing: Collaborating with the testing team to develop test plans, test cases, and conduct testing to ensure the quality and functionality of IT solutions.Documentation: Creating and maintaining detailed documentation, including functional specifications, user guides, and process documentation. Show less

  • Project Lead

    Dec 2024 - now

  • Senior Business Analyst

    Jul 2019 - Dec 2024