Daniel Roberge, FSA

Experience

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  Travelers

  Jun 2012 - Aug 2012

  Intern, Product Pricing and Development Program

  - Tracked 3rd Party Data expenditures over time to examine changes in state region spend.- Performed a Cost-Benefit analysis on Additional Driver Disclosure (ADD) reports to determine effectiveness.- Worked in a team of six to analyze impact comparative raters have had on Travelers'​ profitability utilizing Excel and PowerPoint to analyze data and present research.- Presented recommendations focusing on realigning expense tables and remarketing within the comparative rater environment to help portray Travelers' value to agents. Show less

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  Sun Life Financial

  Jan 2013 - Mar 2016

  - Projected net income for Group, Voluntary, and Stop Loss businesses using an Excel-based model to quantify impact of Sun Life's strategic and financial plans.- Collaborated closely with product areas to validate whether loss ratios are aligned with expected targets.- Conducted annual actuarial analysis of Goodwill appraisal value to determine if impairment charge is required for Group Benefits business unit.- Enhanced projection model and designed new tools to increase reporting efficiency and controls while reducing errors.- Assisted in developing a SAS model to project sales representative compensation in order to see impact of varying terms within compensation plan. Show less - Calculated NAIC/Tax reserves for UL Individual Life business and IFRS reserves for International Life business for monthly booking and quarter/year end exhibits.- Provided support for internal and external audits to verify reserve outputs from model and demonstrate SOX process controls.- Developed ad hoc tools for reserve true up analysis using Excel VBA to better understand quarterly fluctuations in reserves.- Performed lapse experience study on UL Individual Life business to quantify difference between current expected assumptions against actual experience. Show less

  • Actuarial Analyst, Group Modeling

    Aug 2015 - Mar 2016

  • Actuarial Analyst, Individual Life Valuation

    Jan 2013 - Jul 2015
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  EY

  Apr 2016 - Nov 2018

  Senior Actuarial Analyst

  - Assisted in Prophet model conversion for VUL block of business from legacy PolySystems models for Statutory, Tax, and GAAP use cases for a large US life insurance company.- Assisted in an Actuarial Transformation initiative that included an actuarial system selection, operating model design, and implementation.- Enhanced Quarter-End tie-out process for VA block to incorporate demographic and rider information in SQL queries and build new reconciliation tool in Excel.- Assisted in GGY Axis conversion for Par block of business by building Excel model to replicate cash flows calculated in APL.- Assisted an insurance company in it's Recovery Planning capital, funding, and liquidity modeling.- Performed stress testing analysis on an economic and statutory basis for a deterministic set of scenarios and compiled results used to develop Risk Appetite Framework. Show less

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  Sun Life

  Nov 2018 - now

  - Collaborated closely with global business group ALM leads to provide thought leadership in IFRS 17 discount rate policy and explanation of investment results development. - Led implementation of IFRS 17 discount rate policy and explanation of investment results for US and International business groups. - Assisted US and International Valuation teams in understanding and analyzing IFRS 17 investment results during dual reporting period. - Assisted International Pricing team in transitioning liability modeling to IFRS 17 and interpreting results/sensitivities. Show less

  • AVP, US ALM

    Mar 2023 - now

  • Director, ALM Product Development, International HuBS

    Sept 2022 - Mar 2023

  • Director, ALM & IFRS 17

    Jul 2021 - Sept 2022

  • Associate Director, US ALM

    Nov 2018 - Jul 2021