Idorenyin Etukudo

Experience

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  Active Point Microfinance Bank Ltd

  Oct 2003 - Feb 2008

  Credit Officer

  • Enlightened the actively poor men/women on the Micro-Start Credit Scheme• Grouped the rural market men/women for sensitization and education on the saving culture.• Inspected group members’ homes and business premises.• Carried out feasibilities on the economic activities of various rural locations.• Wrote a weekly report on activities of each men/women group.• Disbursed of Loans to the men/women groups.• Marketed the bank’s other products and services.

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  Active Point Microfinance Bank Ltd

  May 2009 - Mar 2010

  Branch Supervisor

  • Conducted and led team meetings and team-building sessions on Micro-Start Loan Scheme Modules.• Supervised the Cash Management of the Centres.• Identified critical productivity trends and made recommendations to head office as marketing leads.• Inspected of Market Men/Women Group Formations for Loan disbursements• Scheduled Loan disbursement to the market men/ women groups.• Inspected prospective clients for Micro Credit loans.• I was responsible for the management of the Bank’s Full Performance Cycle and ensured that all performance contracts were in place for all staff. Show less

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  Palm Coast Micro Finance Bank Ltd

  Apr 2010 - Jun 2013

  Head Of Business Development

  • Led and coordinated business development initiatives/efforts (Risk Assets & Deposit Liabilities)• Supervised the Business Development Division• Ensured that credits were properly appraised before approval.• Ensured effective monitoring of all loan disbursements.• Ensured timely repayments and recoveries.• Carried out periodic loan classification in line with the Prudential Guidelines and the provision of Regulatory guidelines for the operations of Microfinance Banks.• Developed an internal rating system for loan applications. Show less

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  Zawadi Microfinance Bank Ltd

  Jul 2013 - Dec 2017

  Head Of Business Development

  • Developed Banking Products tailored to suit the needs of customers• Supervised the Credit and Marketing Divisions of the Bank• Ensured that credits were properly appraised before approval.• Ensured effective monitoring of all loan disbursements.• Ensured timely repayments and recoveries.• Influenced the installation of the Smart Micro Banking Application• Sourced for and engaged Tenured Business Partnerships with viable indigenous companies.

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  Zawadi Microfinance Bank

  Aug 2014 - Sept 2018

  Acting Managing Director

  • Collaborated with Board members and Management team to successfully implement a growth plan for savings, loans, and other financial services.• Ensured the provision of effective systems, structures, and resources to support the growth of the Bank, including a team of well-trained, focused, and motivated staff.• Continuously expanded knowledge of the Bank's market and improved the sales methodology, product offerings, delivery channels, and banking procedures.• Ensured that all business and financial projections supported the Bank in pursuing its mission with a minimum of risk and a maximum of efficiency. Show less

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  Tribute Lifestyle

  Jul 2018 - Sept 2018

  Independent Distributor

  Distributors of Skin care products, jewelries and perfumes.

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  Affluent Konsult

  Feb 2021 - Mar 2023

  Human Resources Consultant

  • Training of Staff on general office ethics and conduct• Developing and training on Marketing skills• Formulating policies and processes for the growth of the company• Employee recruits and interviews• Developing succession plans and processes • Performance Management

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  BoostBrand Ltd

  Jan 2023 - Aug 2024

  Team Lead Manager
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  TradoMed Pharmaceuticals Limited

  Jan 2023 - now

  Retail Sales Representative

  provide customers with accurate information about the products pricing, feature and after sales serviceinform customer about special offers and discountcoordinate with the Retail sales team to provide exceptional customer serviceorganizing campaignsidentify new leads and conduct cold calling to convert them into regular customersprovide viable solutions