Rizwan Rafiq

Experience

• 

  National Bank of Pakistan

  Jul 2010 - Sept 2010

  Internee

  Worked as an internee at one of the branches of NBP and was responsible for all the duties of branch banking officer.

• 

  Market Shank Company

  Jan 2011 - Nov 2011

  Freelance Writer

  Article writing related to a number of fields like marketing, Finance, Business, IT, Accounting, Banking etc.

• 

  Habib Metropolitan Bank (Subsidiary of AG Zurich)

  Jan 2012 - Jan 2019

  Identifying prospective clients and devising marketing strategy to establish and strengthen business relationship with them.Devising customer wise penetration plan in order to maximize bank’s return. Preparing Standard Credit Proposal for renewal and fresh credit facilities.Coordinating with Credit Administration, Credit Risk Management, Legal, Trade & Branch Operations, Cash Management, Investment Banking and Treasury functions of the bank to ensure normal operations for the clients.Ensuring compliance with the credit policy of the bank and prudential regulations of the central bank. Supervising Relationship Associates in credit proposal writing, ratio analysis & general banking operations. Weniger anzeigen Assisting the relationship manager in daily account activities and customer handling.Conduct face-to-face customer meetings, alongside relationship managers, to discuss the full financial needs of the client.Spread and analyze financial statements, preparation of credit application, documentation & post-sanction monitoring through periodic account review/renewal.Prepare, review and submit credit facility application in accordance with Credit Policy & State Bank of Pakistan (SBP) Prudential Regulations.Coordinate with various departments for timely and efficient processing of clients’ transactions.Preparation of credit proposal for approval from Central / Board Credit Committee. Weniger anzeigen

  • Assistant Vice President, Corporate Banking

    Jan 2018 - Jan 2019

  • Sr. Relationship Manager, Corporate Banking

    Jun 2017 - Jan 2019

  • Relationship Manager - Corporate Banking Group

    Jan 2015 - Jun 2017

  • Assistant Relationship Manager - Corporate Banking Group

    Jan 2012 - Jan 2014

  • Management Trainee

    Jan 2012 - Nov 2012
• 

  Deutsche Bank

  Jan 2019 - now

  • Client Implementation Specialist Corporate Bank CoE

    Apr 2023 - now

  • Manager Implementation & Service

    Jan 2019 - Apr 2023