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Justin Chambers

Justin Chambers

Followers of Justin Chambers784 followers
location of Justin ChambersNewport Beach, California, United States

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  • Timeline

  • About me

    Licensed Lending Officer, Private Investments and Consulting NMLS # 2161999

  • Education

    • DeVry University

      2007 - 2008
      Networking and Communication Computer Systems Networking and Telecommunications

      Telecommunications can greatly increase and expand resources to all types of people. For example, businesses need a greater telecommunications network if they plan to expand their company. With Internet, computer, and telephone networks, businesses can allocate their resources efficiently. These core types of networks will be discussed below:Computer Network: A computer network consists of computers and devices connected to one another. Information can be transferred from one device to… Show more Telecommunications can greatly increase and expand resources to all types of people. For example, businesses need a greater telecommunications network if they plan to expand their company. With Internet, computer, and telephone networks, businesses can allocate their resources efficiently. These core types of networks will be discussed below:Computer Network: A computer network consists of computers and devices connected to one another. Information can be transferred from one device to the next. For example, an office filled with computers can share files together on each separate device. Computer networks can range from a local network area to a wide area network. The difference between the types of networks is the size. These types of computer networks work at certain speeds, also known as broadband. The Internet network connects computers worldwide. Show less

  • Experience

    • Santander Consumer USA Inc.

      Sept 2008 - May 2015

      Providing Side by side to any Santander consumer USA Employees that want to farther their knowledge ofSantander polices. Assure accurate information was being provided to improve customer satisfaction. Certified in virtual leading of online teams and team buildingTeam leader and team playerCommunicates clearly and effectively both verbally and in writingResponsible for managing a team of inside customer service representatives inan inbound call center servicing over 100,000 auto loans. Provided quarterly reports to investors on account portfolios and activities. Conducted monthly employee performance evaluations. Monitored daily calls to assure accurate information was being provided toimprove customer satisfaction. Provided continual training and mentoring of staff to meet departmentobjectives. Show less

      • Dealer Control Coordinator

        Dec 2014 - May 2015

      • Account Service Modifications

        Dec 2012 - Dec 2014

      • Bankruptcy Auditing

        Nov 2010 - Dec 2012

      • Customer service for Santander front end and mid-range collections

        Sept 2008 - Oct 2010

    • United Auto Credit Corporation

      Jan 2016 - Jul 2016
      Funding Analyst

      Communicate with Area Managers and Dealers in regards to the status of the loan applications being worked.Accurately complete employment, residence or landlord, and income verification on transactions submitted for funding and point out any variance to the original decision.Ensure submitted contracts and loan packages are complete, accurate and reflect proper approval authorities relative to the underlying credit decision.Ensure contracts submitted for funding have been accurately completed, specifically Truth-In-Lending and Regulation Z disclosures and ensure the accurate calculation and proper disclosure of federal or mandated fees.Closely inspect loan package documentation for suspicious or fraudulent documentation.Build strong working relationships with the Sales/Marketing Team, Credit Team and Dealership Body.Perform other related duties as required or as assigned. Show less

    • DLJ Financial

      Jul 2016 - Jan 2017
      Loan Processor

      Backed by a first rate sales team of professional and experienced senior mortgage bankers, jr. processors, and underwriters, our Senior Processors receive a large number of qualified loans to process. Our senior team members play a pivotal role in our company; they are the nucleus of the loan process because they organize and systematically line up all areas of the loan to ensure a smooth and quick closing- and most importantly they are the window to the internal process for our clients.Must carry a pipeline of 30+ loans in your pipelineGreat on the phone and building relationships with external and internal clientsTHINK about needs of clients & provide succinct consultationsAccuracy: must be detail-oriented to maintain accuracyAbility to multi-task, and to be flexible and adaptableLeaders with strong sense of urgency and initiative to get things doneEfficient communication and follow-throughWilling to follow policy and procedures Show less

    • Trinity Financial

      Feb 2017 - May 2021
      Loss Mitigation Specialist

      The Loss Mitigation Specialist position is an ideal opportunity for an aspiring Real Estate or Finance professional to obtain real-world residential real estate finance experience at a respected and growing private equity firm. The Loss Mitigation Specialist will play an active role in identifying and analyzing settlement or modification opportunitiesProviding customer service regarding loss mitigation issues, processing customer refunds, processing and reviewing account adjustments, resolving client discrepancies and short paymentsResponsible for monitoring and maintaining assigned accounts, customer calls, account adjustments, small balance write off, customer reconciliations and processing credit memos.Accountable for reducing delinquency for assigned accounts.Negotiating with home owners to arrange for the payment of defaulted debts. This may involve skip tracing in order to establishing contact with borrowers. All negotiations or contacts must be noted in a clear and detailed manner. Show less

    • LoanDepot

      May 2021 - Jun 2022
      Licensed Lending Officer

    • Network Capital

      Jul 2022 - May 2023
      Senior Mortgage Banker

    • LoanLock

      May 2023 - Aug 2023
      Mortgage Loan Officer

    • Mission Loans, LLC

      Aug 2023 - now
      Mortgage Loan Officer

  • Licenses & Certifications