Gulfam Ashraf

Gulfam ashraf

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location of Gulfam AshrafDubai, United Arab Emirates
Followers of Gulfam Ashraf114 followers
  • Timeline

  • About me

    CUSTOMER SERVICE OFFICER at FINCA Microfinance Bank Ltd, Pakistan

  • Education

    • University of the punjab, lahore

      2007 - 2009
      Bachelor's degree business/commerce, general 2nd

      Activities and Societies: • Reading Books • Internet Browsing I am a professional of Accounts, Microfinancing and Cashiering, Branch Banking. I am a conscientious person who is flexible, quick to pick up new skills, eager to learn from others and pays attention to detail. My Academic qualification is Bachelors of Commerce. I have 10 years’ Professional experience of Micro-Financing, Branch Banking, Cashier and sales & marketing in leading role.

    • Punjab bored of technical education lahore pakistan

      2005 - 2007
      Diploma in commerce (d.com.) business/commerce, general 1st
  • Experience

    • Kashf foundation

      Mar 2011 - Feb 2014
      Business development officer

      • To find potential clients, individuals, or businesses in need of loans.• Complete and accurate according to bank’s policy.• To submit applications to credit risk officer for verification and recommendation.• To disburse the loan after complete satisfaction of related formalities.• To compute payment schedules and make sure client understand it.• To educate the customer to pay the installment at bank’s counter.To handle customer complaints and take appropriate action to resolve them.•To manage the repayment schedules of customers for timely recovery of their monthly Installments. Show less

    • Finca microfinance bank ltd, pakistan

      Feb 2014 - now
      Customer service officer

      ➢ Loan File’s documentation & verification.➢ Ensure service delivery to customer within the agreed turnaround time.➢ To analyze potential loan markets and develop referral networks to locate prospects for loans.➢ To find potential clients, individuals, or businesses in need of loans.➢ To help clients to apply for loans and review loan agreements to ensure that they are complete and accurate according to bank’s policy.➢ To analyze and verify the application to determine the client’s worthiness.➢ To get the approval of BCC before disbursement of loan amount.➢ To submit applications to credit risk officer for verification and recommendation.➢ To disburse the loan after complete satisfaction of related formalities.➢ To compute payment schedules and make sure client understand it.➢ To educate the customer to pay the installment at bank’s counter.➢ To handle customer complaints and take appropriate action to resolve them.➢ To manage the repayment schedules of customers for timely recovery of their monthly installments.➢ To build a good rapport with clients to make him/her repeat client. Show less

    • Dar

      Dec 2016 - now
      Document controller
  • Licenses & Certifications

    • Orientation