Muhammad Asyraf Mohd Rafi

Experience

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  HSBC

  Mar 2016 - Oct 2018

  Executive, AML/CFT Transaction Monitoring

  -Investigated TM alerts & cases, ensuring timely escalation of suspicious activities.-Reviewed regulatory requests and maintained up-to-date knowledge of AML/CFT trends & best practices.-Conducted quality checks on AML reports, ensuring accuracy in monitoring & sanctions activities.-Led Calibration Calls with China counterparts to align AML processes and understanding.-Supported process improvements, enhancing controls & procedures for transaction monitoring.

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  RHB Banking Group

  Oct 2018 - Dec 2023

  Automation & Process Optimization-Developed Excel VBA automation and iMacro scripts to streamline TM investigations, STR tracking, and reporting.-Collaborated with the RPA team to enhance analysis processes and reduce turnaround time.Training & Knowledge Development-Managed The Hub, an online learning platform for AML analysts on trends, typologies, and best practices.-Created training materials, functional manuals, and conducted AML system training sessions.Regulatory & Process Development-Assisted in process development for Bank Negara Malaysia’s Industrial Fraud Portal (IFP) initiative.AML System Management & Risk Assessment-Contributed in detection scenario assessments, analyzing false-positive rates and optimizing TM models.-Identified high-risk patterns (e.g., shell companies, mule accounts) using regulatory insights and analytics.-Conducted UAT, system enhancements, and threshold tuning to improve AML detection efficiency. Show less -Automated STR tracking, reporting, and TM investigations using Excel VBA & iMacro scripts to boost efficiency.-Partnered with the RPA team to optimize AML analysis workflows and reduce manual effort.-Conducted second-level TM alert reviews, assessing and mitigating money laundering & terrorism financing risks.-Prepared STRs for submission to Bank Negara Malaysia (BNM) and ensured compliance with AML/CTF regulations.-Trained new staff on AML systems and collaborated with Data Analytics to refine review processes. Show less

  • Assistant Manager, AML/CFT Intelligence

    Mar 2022 - Dec 2023

  • Senior Executive, AML/CFT Transaction Monitoring

    Oct 2018 - Mar 2022
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  Kenanga Group

  Dec 2023 - now

  Assistant Vice President, Financial Crime Intelligence

  Transaction Monitoring & Risk Assessments-Led the annual review and enhancement of transaction monitoring rules to optimize detection effectiveness.-Contributed to enterprise-wide and equity broking business risk assessments to align with regulatory expectations.Automation & Digitalization-Developed and implemented TRS Automation and automated data gathering workflows to streamline investigations.-Created a Case Management Tracker for monitoring TM case status and STR submissions.AML System Governance & Enhancements-Reviewed and synchronized AML System & iLeap user IDs and roles, ensuring system integrity.-Contributed to system enhancements, including occupation and business sector code mapping, exposition code development, and internal watchlist optimization.System Issue Resolution & Data Analytics-Assisted in AML System issue resolution, data extraction, analysis, and functionality support.-Managed user ID requests and ensured secure access controls.Regulatory & Training Support-Developed AML/CFT framework presentations for regulatory walkthroughs and internal training on beneficial ownership and automation in AML.-Designed training materials for KIBB’s Annual Regulatory Seminar and internal AML process automation sessions. Show less