Brian Kavanagh LCI, CAMS, EFA

Experience

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  EBS Limited

  May 1989 - Nov 1999

  Relief Manager - Retail Branch Network

  • Home Loans Administrator;• Cheque Issue Team Leader;• Mortgage Underwriter;• Branch Relief Manager.

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  CIBC World Markets

  Nov 1999 - Jan 2001

  Relationship Manager for Northern Rock plc / Project Manager

  • I launched the first non face-2-face and direct online retail savings operation in Ireland, organically growing balances in excess of €2.5 billion, processing over 100,000 payment transactions annually; • Identified and project managed an AML remediation for over 10,000 existing customers.

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  Northern Rock

  Jan 2002 - Jan 2012

  Country Manager / MLRO / Compliance Consultant / Senior Representative

  Financial Services Country Manager:• I was responsible for the management and growth of the Irish branch to ensure compliance with all Irish and UK banking obligations, internal policies, procedures, initiatives and company standards;• Established and developed an efficient operation, which included a Customer Service Call Centre, Account Services, Transaction and Operational Services.MLRO:• Regulatory representative including Central Bank of Ireland, Revenue Commissioners, the Data Protection Commissioner and the Financial Services Ombudsman; • Member of IBF Tax and Compliance working groups, including the 2003 AML Industry Guidance Notes, Revenue’s Interest Reporting obligations, SSIA and the Consumer Protection Code;• Member of the Hi-Tech Crime Forum, working with BPFI on Payment Services Directive and SEPA.Risk Consultant:• Responsible for the communication and gap identification of Irish regulatory changes to the business, such as Conduct of Business Rules and Distance Marketing Directive; • I compiled and maintained risk management models, including the Compliance Framework, Incident Reporting, Business Continuity Management and Risk Control Self-Assessments;• I projected managed the companywide Bank Transformation for the Irish office. Show less

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  Permanent tsb

  Feb 2012 - Jun 2013

  • I re-established the “Intermediary Mortgage Centre”;• Grew mortgage sales with intermediaries and umbrella organisations. • I assisted in the re-proposition of front & back-books, governance, pricing and compiling an FTB brochure;• Subject Matter Expert on Mortgage Arrears Resolution Products and Consumer Protection Code changes;• Member of the Payment Protection Insurance review working group.

  • Intermediary Mortgage Manager

    Feb 2013 - Jun 2013

  • Marketing Mortgage Product Manager

    Feb 2012 - Feb 2013
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  Certus

  Oct 2013 - Apr 2014

  Senior Manager Wholesale Performance & Planning / Risk Consultant / Project Manager

  • I negotiated service definitions, propositions and processes for an Operational Risk Support function.Achievements:• Compiled data transmissions framework for Primary Services Operation’s function for over 300 processes; • Successfully project managed the introduction of a critical service level for third party invoice payments.

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  Elavon Financial Services DAC

  Sept 2015 - now

  Enterprise Financial Crimes Compliance Senior Manager

  • I build and maintain effective relationships between the first and second lines of defence;• I support the assessments and administration of the SAR process;• I provide technical guidance on both European and US Bank governance, policies and procedures;• I compile AML and Economic Sanction Risk Assessments to meet Irish and group-wide requirements;• I assist in the maintenance of the AML Program Framework, while responsible for the approval of the Business Line Policy Gap Assessments, supporting the subsequent implementation of the Milestone Plans;• I provide independent, second line oversight of the Customer Due Diligence Program, including CDD exceptions, EDD cases, PEPs and adverse media;• I develop awareness via credible challenge with the business and approval of all training, website content and brochureware;• I conduct Risk Compliance Specialist assessments for new product and process changes and also conduct third party vendor assessments. Show less