Amit Bajpai

Experience

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  BASIX

  Jan 2002 - Jan 2002

  Summer Internship
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  Share Microfin Ltd

  Apr 2003 - Jan 2005

  Manager

  To initiate SML’s operations in North India (Chattisgarh) and the work incidental to this responsibility i.e. Operations-expansion plan, Branch establishment, HR planning, recruitment and training, Field operations, Monitoring, Fund management, Liaisoning, retailing/ marketing its products / services and business networking. During this stint, I opened 5 branches, attained around 10000 clients, and disbursed around 3 crores of loan.

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  SIDBI(Small Industries Development Bank of India)

  Feb 2005 - Aug 2006

  Young Professional

  Job Responsibilities: -1. Identifying new Micro Finance Institutions (MFIs) as partners.2. Conducting Capacity Building Needs Assessment (CBNA) study to extend grant support and groom partner MFIs to reach operational viability.3. handled Chennai and Kerala microfinance portfolio -Loan appraisal, loan disbursements, Monitoring and follow-up4. Annual Budget making, fixing targets and follow up with branches.5. Integrating Gender and Environmental issues into Micro Finance programme.6. Impact assessment of Micro Finance programme on partner MFIs. 7. Handling Policy Advocacy issues 8. Releasing MFIs for Credit Assessment Ratings.9. Conducting Workshops & seminars for micro finance Show less

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  Center for Microfinance (Microfinance Strategy Unit), IFMR

  Sept 2006 - Dec 2007

  Consultant

  Assignments handled: -1. Consultancy to start-up MFIs.2. Business Plan for MFIs3. Rapid Institutional Assessment (RIA)4. Cost Structure of Indian MFIs5. MFI mapping exercise- (won UN-Solution Exchange’s Knowledge Promoter award)6. Designing Training requirement for senior management of MFIs7. Identifying gaps in information systems of partner MFIs.

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  IFMR Holdings Private Limited

  Jan 2008 - May 2012

  Senior Manager

  IFMR Rural Finance is working for complete access to financial services in rural remote parts of India through local financial institutions called KGFSBeing a member of core team, I have worked in various roles/departments like Product & Process, Operations, Technology, Internal Audit and Business Development depending on requirement. I was involved in strategic planning and working on various innovative technology solutions like smart card technology, POT machines, Mobile banking and coordinating with partner network enterprises like rural tourism, Agri-processing. Beyond regular work, I was also involved in maintaining relationships with various stakeholders like state government, MFIs, NGOs, educational / training institutions, other private players & mass-media.Achievements till now1.Designed and launched product and process for JLG and Loan against Gold2.Implemented various products like Gold accumulation plan, Retailer Loan, Insurance Product, and International Remittance. 3.Developed Operations manual, Technology manual & internal audit process.4.Defined products, Implemented Cash module and Expense module in Core Banking Solutions (Flex cube, a banking software). 5.Remained a single point of contact between IFMR & FINO/IBM for all technology related issues6.Working as an Acting-COO, started an entity in Uttarakhand from scratch and opened 15 branches within 1 year of arrival in the state.7.Helped in the initial development of Customer Management system (CMS), a client data capture software which will ultimately eliminate multiple product application forms and reduce paper consumption8.Worked on various electronic innovative banking solutions for branchless banking. Show less

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  IFMR Capital

  May 2012 - Aug 2016

  Head- Risk Monitoring - Microfinance, Affordable Housing and Agri

  1. Pre-investment monitoring: Due Diligence and Pool Audits of various asset classes (companies) like Microfinance, Housing Finance, Commercial Vehicle and Strategic Business Loans (like School Finance, Retailer loans)2. Post-investment monitoring: Periodic monitoring of partner organizations and reporting of any warning signals or signs of deterioration in quality of portfolio / operations. 3. Taking up key issues of concerns with management of the concerned organization and suggesting ways of improvement. 4. To identify new asset classes, design underwriting guidelines and monitoring framework for the same. Show less

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  YES BANK

  Sept 2016 - Jun 2022

  • National Credit Manager- Microfinance

    Jan 2019 - Jun 2022

  • Head - Risk Control Group-Microfinance and Rural Retail

    Sept 2016 - Dec 2018
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  DCB Bank

  Jul 2022 - now

  Business Head- Business Correspondent and Financial Inclusion