CA Navendu Mishra

Experience

• 

  Pradeep Verma & Co.

  Aug 2013 - Aug 2016

  Articleship
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  AKPKV & ASSOCIATES

  Aug 2016 - Sept 2017

  Taxation Manager

  •Mainly Handled Tax Audit around 40-50 Clients Independently. •Played as a key player of the team. •TDS, ROC and Compliance also were the part.

• 

  Agarwal Subhash & Company

  Sept 2017 - Nov 2017

  Taxation Manager

  •Here I was the Team leader of Taxation team. •Indepndently done Tax Audits of 70-80 Clients. •Balancesheet Finalization of most of the companies having Turnover more than 200 CR. •ROC, TDS and Compliance also were the part of my Profile. •Appraised independently the Cases of scruitny, Appeal and revision

• 

  Reliance Home Finance Ltd.

  Nov 2017 - Mar 2019

  Branch Credit Manager

  Appraisal of home loan with credit worthiness prospective.• Making decision regarding credit eligibility of the prospective customer.• Appraisal of Home loan files of salaried customers as well as SENP and SEP cases.• Conduct site visits and client meetings to do assessment. • Post sanction compliance and process execution for disbursement• Liaison with the lawyers, Property Valuers etc.• Analysis of property documents, technical reports etc.• Handled Infant,PDD and Collection as well. Show less

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  DCB Bank

  Mar 2019 - Sept 2020

  Branch Credit Manager

  ●Joined as a credit Manager and worked for 1 year 7 Months.●Handled the PDs of loans upto Rs 2 Cr.●Mostly LAP cases were underwritten by me.●I was accountable for the entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers, with the goal of optmizing the mix of company ...

• 

  AU SMALL FINANCE BANK

  Sept 2020 - now

  Supervising approval of loan proposals and sanctioning credits after appraising solvency status & verifying documents as well as post sanction follow up and disbursal of loan. Ensuring building of quality portfolio and keeping a tab on the delinquency through regular portfolio analysis. Managing the team of Credit managers and credit officers . Hiring and management to further improve upon existing practices . Managing recruitment and regular training of underwriters and processors across locations . By Applying the soft skill in the organisation to get easiness in the work and achieving the credit assessment targets with in the specified TAT. Show less

  • Cluster Credit Manager

    Apr 2023 - now

  • Portfolio Credit Manager

    Sept 2020 - Aug 2023