Akshat Pandey

Experience

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  Bandhan Bank

  Feb 2022 - Apr 2023

  Area Manager

  • Conducted regular visits to branches in U.P & Uttarakhand, evaluating performance, guiding branch managers, and ensuring compliance with credit policies for improved productivity • Analyzed branch financial reports, resolved customer complaints, and facilitated collaboration between branch managers to set sales targets, fostering a positive work environment • Led corrective actions to mitigate risks, ensured adherence to industry standards, and managed team conflicts, fostering a cohesive and productive atmosphere • Prepared and presented periodic reports on loan portfolio performance, minimizing non-performing loans and delinquencies, while optimizing efforts for loan recovery. • Engaged in customer-facing activities, monitored loan portfolio performance across 46 branches, inspected underwriting processes for various loan products, and supported the collections team in resolving intricate cases. • Monitored the progress of loan recovery and provided support to the collections team in resolving complex cases. Show less

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  Investeurs Consulting Pvt Ltd

  Apr 2024 - Nov 2024

  Senior Executive - Banking | Domestic Trade Finance

  I manage KYC documentation and compliance for new and existing clients, coordinate with banks for renewals and new proposals, and handle limit sanctions. Additionally, I conduct financial analysis and company profiling while maintaining detailed client reports. I monitor updates on RBI policies, MCLR, and KYC regulations, ensuring timely reporting. My responsibilities also include managing the client database and assisting with vendor onboarding through KYC facilitation.