
Horatio Palamountain
Internship

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About me
Commercial Lead @ PonchoPay | Revolutionising Childcare Payments
Education

University of Exeter
2014 - 2018Bachelor of Science - BS Economics and Finance 2:1
Experience

TYPE DATING LTD
Jun 2017 - Sept 2017Internship
Umii Technologies
Jan 2018 - Sept 2020Umii is an app created to combat the issue of student isolation at universities. By providing universities with this preventative measure against student isolation, the Umii app is able to increase student retention for universities and enable students to maximise their university experience.One million students admit loneliness during university, 8/10 university students experience a mental health issue each year and 40% of all dropouts result from social factors. Umii connects like-minded students from the day they receive their offer until the day they graduate, offering a valid alternative to Facebook and Whatsapp groups which are overwhelming and not optimised for student well-being.Umii matches individuals based on their year of study, interests, course and society preferences to create meaningful connections, increase the number of friends made across campus, and prevent isolation. Through Umii, Universities can develop virtual communities where students can thrive.In a time where social distancing is the norm, Umii offers an alternative and safer way of socialising. Now, more than ever, it is important that Umii helps to maintain the social aspect of university to help reduce the isolation and resulting mental health illnesses which contributes directly to increased university dropouts.The Umii app was created by students, for students. This is at the forefront of what the Umii app is. As students, we had an understanding of what makes a university experience most enjoyable, and after speaking to hundreds of other students, we understood that having the support of friends was incredibly important.We've spoken to thousands of people; students, staff, professors and parents, and everyone knows of someone who would have benefited from the Umii app, and that is why it is vital for students and universities alike. Show less
Co-Founder
Jan 2018 - Sept 2020Chief Operating Officer
Jan 2018 - Sept 2020

Raffle House
May 2018 - Sept 2018Business Operations Intern
JRNI
Sept 2019 - Feb 2020Inside Sales Representative for EMEAJRNI, formerly BookingBug. Omni-channel engagement.Companies strive to leverage every customer interaction for maximum conversion and revenue. With so much research and purchase activity starting online, JRNI offers a customer engagement platform that enables companies to interact with customers, online to offline, and across lines of business, while providing a 360-degree view of the full customer journey.JRNI is designed to facilitate powerful human-to-human experiences that increase conversion and revenue, customer loyalty, and lifetime value. Forward-thinking executives from companies like U.S. Bank, ANZ, John Lewis, and LEGO rely on JRNI’s AI-driven scheduling engine to deliver predictive actions across touchpoints - appointments, events, concierge, queuing - and optimise resources to deliver superior quality of experience. Show less

Ankorstore
Aug 2021 - Aug 2022UK Sales AmbassadorResponsible for new business sales across the UK - focusing on Field Sales.Ankorstore is the first marketplace to connect brands and designers with shops all over Europe. We are redefining local retail by simplifying the distribution of brands, inspiring resellers with a carefully selected range, and facilitating exchanges (payment upon delivery for brands, 60-day payment terms for retailers)

PonchoPay
Aug 2022 - nowPonchoPay is revolutionising the childcare space.PonchoPay enables parents to immediately access billions of pounds in government funding to support them with childcare. It currently takes parents 10-15 minutes every time they want to pay. With PonchoPay, this process takes 10-15 seconds. However, not only are parents able to access funds and pay faster, but childcare providers can now get automatic reconciliation of their payments. No more chasing parents, no more spreadsheets!The industry is currently stuck in archaic processes that cause both sides to waste time getting bogged down in admin. PonchoPay is revolutionising this space. Time is our most valuable asset, let's not waste it! Show less
Commercial Lead
Feb 2025 - nowAccount Executive
Aug 2022 - Feb 2025
Licenses & Certifications

CFA UK Investment Management Certificate
CFA UKMar 2021
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