Vishnu Kumar M S

Experience

• 

  EOX Vantage

  Nov 2021 - Dec 2023

  Senior Analyst | EOX Vantage Private Limited | Jan 2023 - Dec 2023I played a pivotal role in shaping critical processes within the US Insurance project. I was part of Indexing Mails process which involves categorizing and organizing emails based on Line of business email management and task creation. In leading the Loss Runs Process, I compiled and analyzed policyholder loss histories, aiding underwriters in precise risk assessment and premium determination. Handling the File Setup Process, I initiated new policies, showcasing keen attention to detail and organizational skills in maintaining organized workbooks for underwriters. Tracked insured and policy details, generated comprehensive reports spanning five years, including CAB Report, OSHA (Occupational Safety and Health Administration) Report , OFAC (Office of Foreign Assets Control) Report , Loss Runs Reports, Risk meter and Safety reports.My role extended to the Property Rating Process, evaluating and determining property insurance premiums based on intricate factors like location, construction, and occupancy. In the Motor Vehicle Report (MVR) Process, I assessed risks for individuals seeking auto insurance, contributing to informed decision-making through the analysis of driving records and related data.Managing the Driver Endorsement Process, I ensured accurate representation of individuals covered, adapting to evolving policy dynamics with attention to detail. Overseeing the Filing Deductible Recovery Mail Process, I meticulously managed and documented correspondence related to deductible recovery, ensuring financial accuracy and transparency.Conducting Premium Audits after policy periods which was included verifying information to align charged premiums with actual exposure and risk, showcasing commitment to fairness and compliance standards.In summary, my role involved various responsibilities, ensuring excellence, accuracy, and compliance in insurance processes. Show less Junior Analyst | EOX Vantage Private Limited | November 2021 - December 2022I contributed to a prestigious UK Insurance project. My role involved meticulous handling of the Property Damage file serving process, ensuring a seamless journey from claim review to closure.Claim Review - Successfully initiated and validated insurance claims, demonstrating attention to detail and a through understanding of claim validity.Claims Handling - Specialized in fault claims, managing repairs, total loss assessments, subrogation, and credit hire payments with precision and efficiency.Invoice Verification - Ensured financial accuracy by meticulously verifying and aligning invoices with agreed-upon terms.Negotiation - Conducted effective negotiations, reaching resolutions that balanced the intricacies of each unique claim.Labour Rates for Outlays - Skilfully determined labour rates for repairs and services, considering cost implications for each insurance claim.Maintenance on Standard Reserves - Managed ongoing review and adjustment of reserves, aligning with dynamic requirements of each claim.Credit Hire - Expertly addressed credit hire for replacement vehicles during repair periods, ensuring a customer-centric experience.Hire Monitoring - Tracked and monitored hired vehicle usage, optimizing efficiency throughout the claim process.Mail Management - Implemented procedures for proper handling and documentation of mail and communication.Payment Raising - Initiated payment processes for outlays once all verification through BACS (Bankers' Automated Clearing System) details method for Repairs, Total Loss, Loss of use, Subrogation Hire & Credit Hire with assigned payment code.Closure - Marked the completion of claims by rigorously following closure guidelines, ensuring a comprehensive resolution.My tenure at EOX Vantage equipped me with a deep understanding of insurance processes and a commitment to delivering excellence in claims management. Show less

  • Senior Analyst

    Jan 2023 - Dec 2023

  • Junior Analyst

    Nov 2021 - Dec 2022
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  Accenture

  Dec 2023 - now

  Procure to Pay Operations Associate