Vishal Bhatia

Vishal Bhatia

Project Manager at Infosys for doing Implementation at Deutsche Bank, India

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  • Timeline

  • Skills

    Sql
    Oracle database
    Mobile application development
    Flutter
    Risk management
    Sdlc
    Private clouds
    Microservices
  • About me

    I have 24+ years of indepth expertise of all Banking domains Retail, MSME, Agri, Corporate Loans, Wealth management, Liabilities, Trade Finance, Payments, Cards, ATM and Merchant management solutions. Last 14+ years in Leadership position defining Strategy and Execution across Digital, Technology, Fintech, API Banking, Data and AI. Build 40+ products, 400+ applications implemented so far. Have build platforms which can scale for 10 Crore+ customers. Lead a Team of 500+ members. Proud to say was a Core team member to setup - IDFC First Bank, Deutsche Bank and ABN Amro bank from scratch from vendor selections, implementation, integrations and make them live. Through Digital initiatives at Canara Bank, last 3 years continuously we ranked Meity 1st position. Experience across Indias 3rd largest Bank PSU Canara Bank, Private banks Kotak Bank and IDFC Bank, Foreign Bank Societe Generale and IT Service Infosys give a 360 degree perspective. Active committee member at RBI innovation, NPCI UPI IMPS Rupay, IBA Indian Banking associations. Good understanding on Technology,solutions stack, the Architecture, Design thinking, ITSD process while building platforms. Experience of Core Banking Finacle, TCS Bancs, Oracle Flexcube. In Asset platforms - Newgen SysArc, Novopay, FinnOne, Ebixcash etc. Wealth management platforms - Valuefy, Winsoft, MFCentral and Ebixcash and integration with BSE and NSE. At the helm of Canara Bank's digital transformation, my focus has been on deploying the latest technology, Digital Transformation, personalization, AI/ML on the base of 10+ Crore customers to increase Digital Adoption and grow Business, Build solutions for all customer segments. My tenure as CTO at Kotak Mahindra Bank, where build an Wealth management investment platform Kotak Cherry cater to 1.5+ Cr customer base and laid the foundation for my expertise in developing DIY investment platforms and integrating secure cloud applications. My role encompasses a broad ownership of technology across all bank divisions, ensuring seamless cloud administration and the implementation of secure authentication measures. The digital initiatives we've introduced have been instrumental in advancing Canara Bank's position in the financial services sector, with a keen eye on innovation and customer satisfaction.

  • Education

    • ICFAI University Hyderabad

      2004 - 2007
      MBA

      Finance

    • Nagpur University

      1997 - 2000
      Engg

      Electronics

    • St Joseph Convent School Kanpur

      1984 - 1996
      12th Science

      Activities and Societies: Done science got 75% in 10th and 83% in 12th

  • Experience

    • Infosys

      Jan 2005 - Dec 2005
      Project Manager at Infosys for doing Implementation at Deutsche Bank, India

      During implementation of Finacle at Deutsche Bank at India I was playing a major role in Delivering all the Customization, Interfaces requirements and acting as a Customization Project Manager.

      • Sr Project Manager at AKBank Turkey

        Nov 2009 - Dec 2010
      • Sr Project Manager at Infosys and doing Implementation at DSB Bank Netherlands

        Jan 2008 - Nov 2009
    • Infosys Technolgies

      Mar 2006 - Apr 2007
      Project Manager at Infosys and done Implementation at Federal Bank

      Federal bank is one of the leading old generation private banks from Kerala, a state in India. It took totally 7 months from Project initiation date to first pilot branch go live on the Finacle solution. There was not one instance of delay in schedule in making the pilot branch live as per project plan which was signed in April. Majority of complex interfaces and customization were ready for pilot branch so that branch users felt the minimal difference of system change from in-house software Fed soft to global solution Finacle. As of Dec 2007, 500+ branches are live on Finacle. I was Project Manager of this project and co-ordinated with Third party to execute it. We won the Asian Banker IT Award 2008 for best Implementation. Show less

    • Societe Generale

      Dec 2010 - Oct 2014

      • Responsible as a Global process owner (GPO) for Reconciliation process in Product control team for external deals and intercompany process. Overall engagement across Reconciliation Process across different asset classes, Tracking and resolving monthly breaks between Financial statements and Regulatory reporting • Strategic role in providing proposals to improve the Quality and ensure minimum absolute value at end of process in Balance Sheet, Off Balance Sheet and Profit and Loss• Responsible for setting up the controls, procedures and best practices across the Reconciliation process in both Paris and Bangalore for all regions. • Responsible for Commando team who works with Front office in providing quick solutions through RAD• Responsible for Transversal activities in tracking KPI, Senior management reporting, Weekly reports etc• Responsible in Transformation projects across Product control team like AIR, Apero etc• Responsible as a SPOC between Product control team and IT on all CTB and RTB tasks• Responsible for Planning, development and Implementation across programs.• Working with IT in proposing solutions, strategic discussion, arbitrating the new features, budget approval, Requirement discussion, UAT testing, tracking delivery and ensuring its implementation in production• Leading the initiative of Forex community across IT, Finance and Operations. Leading the initiative of TBE/Subject Matter expert across different products in Bangalore. Leading the initiative of Knowledge management across Product control• Single point of accountability and ownership for Delivery• Ensure Product quality and manage various Project stakeholders across regions.• Governance setup, monthly SLA reports & project summary dashboards for Paris, Asia and AMER.• Responsible for managing and monitoring the budget across IT- CTB, RTB & Finance.• Part of the steering Committee for co-ordination between Paris, Asia and AMER Regions. Show less

      • Vice President, Head of Market Product control/Reconciliation process (Global Process owner)

        Jan 2013 - Oct 2014
      • Assistant Vice President, Head PnL and Market Risk at Societe Generale

        Dec 2010 - Apr 2013
    • IDFC FIRST Bank

      Oct 2014 - Oct 2019
      IT Senior Director - Head of Consumer Personal and Business Banking
    • IDFC Bank

      Oct 2014 - Oct 2019

      In my current position, I report to CTO of IDFC Bank. I have primary responsbility for managing Consumer, Personal and Business Banking all applications. Moreover responsibility is to manage end to end both Production and Projects across applications - Core Banking TCS Bancs Liabilties, Payments, TCS MicroATM, Indus (Rsystem) consumer asset, FICO Blaze rule engine, Experian Hunter, Highmark Bureau Connector. To work collaboratively with stakeholders Business (Consumer, Wholesale, Bharat), Risk, Finance and Operations for their smooth functions. I manage end to end delivery from vendors to meet Business requirements within schedule, Budget, Quality and meet SLA agreed with stakeholders. Show less In my current position, I report to CTO of IDFC Bank. I have primary responsbility for managing Consumer, Personal and Business Banking all applications. Moreover responsibility is to manage end to end both Production and Projects across applications - Core Banking TCS Bancs, TCS MicroATM, Corporate LOS, Indus (Rsystem) consumer asset, FICO Blaze rule engine, Experian Hunter, Highmark Bureau Connector, Suntec Pricing Engine, Wealth Management system. To work collaboratively with stakeholders Business (Consumer, Wholesale, Bharat), Risk, Finance and Operations for their smooth functions. I manage end to end delivery from vendors to meet Business requirements within schedule, Budget, Quality and meet SLA agreed with stakeholders. Show less

      • IT Director

        Oct 2014 - Oct 2019
      • IT Senior Director - Head of Consumer Personal and Business Banking

        Oct 2014 - Oct 2019
    • Kotak Mahindra Bank

      Oct 2019 - Sept 2023
      CTO - Kotak Cherry
    • Kotak Cherry

      Oct 2019 - Sept 2023

      Acting as a CTO for Kotak Cherry. Build from scratch an DIY Investment Ecosystem platform (Distribution cum Advisory) across suite of products Direct MF, Stocks, FnO, IPO, Deposits, Savings, NPS, Gold, ETF, International Equity.

      • CTO - Kotak Cherry

        Oct 2019 - Sept 2023
      • Chief Technology Officer

        Oct 2019 - Sept 2023
    • Canara Bank

      Sept 2023 - Sept 2025
      Chief Digital Officer (CDO)

      lead digital transformation initiatives with simple solutions, latest technology, increase digital customer base, own the technology across all areas of bank

    • SBI Life Insurance Co. Ltd.

      Sept 2025 - now
      Chief Information and Digital Officer - CIDO
  • Licenses & Certifications