
Timeline
About me
Banker with 11 years of experience in Relationship Management, Credit Risk Management, Trade Finance & in IT Division as business analyst.
Education

Institute of business administration, du
2008 - 2010Mba finance 3.57
Khulna university
2001 - 2005B.sc environmental science 3.7Activities and Societies: Assistant General Secretary of Environmental Awareness club, Khulna University
Experience

Dhaka bank limited
Feb 2010 - Nov 2015Major Responsibilities: ▪ Import Processing (issuance of L/C, Document Checking, correspondence with respective branches and sometimes with clients and other stakeholder, Advice acceptance or discrepancies through SAM to beneficiary Bank & making payment etc.) cycle for Industrial Clients mainly RMG sector of the Bank;▪ Collection, compilation and preservation of all types of trade related information;▪ Preparation of different types of report to support manager’s decision making;▪ Maintaining Access Control System and reporting to head.Innovations▪ Development of Internal Information System;▪ Development and incorporation of electronic registered (excel based) replacing kacha register; ▪ Use of SAM for complete communication with local banks replacing letters through courier. Show less
Senior Principal Officer & Business Analyst
Aug 2013 - Nov 2015Principal Officer at CPC Trade Operations
Feb 2010 - Aug 2013

Second generation nbfi
Dec 2015 - Jun 2021Relationship manager, corporate finance department▪ Keep healthy relationship with the existing clients by delivering excellent service and timely solution;▪ Identify opportunity among existing clients and try to maximize business by providing customize solution;▪ Identify potential new customer and turn into client by building rapport with key personnel of the company and if require set meeting with our Managing Director & CEO;▪ Scrutiny and inclusive analysis of credit proposal(s) and process/decline of client's request in line with FI’s credit policy/PPG, credit circulars and instructions from FI and Bangladesh Bank;▪ Ensure compliance with internal policies and procedure and external regulatory requirements during approval;▪ Prepare annual business plan and forecast for portfolio growth;▪ Manage and comply regulatory body like Bangladesh Bank;▪ Periodical visit of client's business and assess their financial statements to identify any business opportunity or risk and closely monitor existing portfolio to identify their repayment behavior;▪ Provide different kind of reports both for the top management and regulatory body;▪ Guide credit Officer on specific projects/tasks as assigned;▪ Any work that add value to the company. Show less

2nd generation nbfi
Jun 2021 - Jan 2022Manager & head, credit risk management department▪ Conducting due diligence in line with FI’s Credit Policy and rules & regulations of Bangladesh Bank and other regulatory authorities;▪ To apprise credit proposals (memo) analyzing the risk & find out the possible mitigation and then return it to originating department;▪ Issuance of Sanction Letter/ Decline Letter to client with joint signature with Business Head/Branch Manager;
Licenses & Certifications

Finance of international trade and mentor 600
International chamber of commerceJun 2011- View certificate

Edx honor code certificate for excel for data analysis and visualization
Edx - View certificate

Verified international academic qualifications
World education servicesJul 2020
Languages
- beBengali
- enEnglish
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