Swati Sharma

Experience

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  Deepak Sharat Jain & Company

  Jun 2013 - Dec 2013

  Paid Assistant

  Auditing, Accounting, E - filling

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  Kundan Group

  Jan 2014 - Jul 2016

  Assistant Manager Finance & Account

  Banking Operations: Prepare Loan Application and CMA Data for getting Loans from Banks for 250 Cr. Fund Based (Working Capital Limit) and 200 Cr. of Non Fund based Limit and also for Term Loans, based Limits requirement of company Prepare the board note for term loan, Working Capital Limits and Non Fund Based Limit. Having a understanding related to opening of LC, BG for daily operations of company. Liaising with bankers for renewal or fresh limits Comfortable in discussions with higher authorities of bank, reply to banker’s queries related to companies financials. Ensure banking compliance i.e. QIS, HIS, Stock Statement and other financial details required by banksAccounts Management: Ensure updation of accounts, timely reconciliation Reconciliation of Margin Money, Interest & TDS  Maintain Cash Flow on periodical basis Scrutinize Ledger of all the Vendors & Clients Accounts payable & receivable activities Verification and vouching in Navision ERP Prepare Financial statements  Preparation of MIS reports :  Monthly Profit & Loss Statement (Segment wise) Monthly Balance SheetFinancial Analysis & Budgeting: Budgeting (CMA) as required from time to time Monthly variance Analysis and critical reporting  Ratio Analysis of financial data on monthly, quarterly and yearly basis Analyze the Financial Statement & coordinate with external rating agencies to get the credit rating done Taxation: Prepare reply of Income Tax Notice u/s 142(1), 143(2) Handle the Income Tax cases u/s 143(2),  Handle the Domestic Transfer Pricing of group of companiesCompliance: Practical knowledge of compliance of EPCG License, Advance Authorization License, Nominated Agency Certificate and Status Holding Certificate of DGFT Ensure Tax Compliance (TDS, Service Tax, and VAT) & ROC of all the Group companies Assist in special projects whenever asked Show less

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  ICICI Bank

  Jul 2016 - now

  Credit Manager

   Maintain the corporate credit policy Recommend changes in the credit policy to senior management Create a credit scoring model Manage customer credit files Monitor the credit granting and updating process Accept or reject the staff's credit recommendations Personally investigate the largest customer credit applications Personally visit the largest customers to establish relations Monitor periodic credit reviews Look after deductions being taken by customers Provide for ongoing training of the credit staff Manage relations with the sales department Manage the application of late fees Handle the corporate financing program Maintain a department organizational structure sufficient to meet all goals and objectives Properly motivate the credit and collections staff Show less