CA Seetha Pillai

Experience

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  Gala and Associates

  Sept 2013 - Aug 2016

  Intern

   Accounting for individuals, partnership firms and proprietorship concerns Finalisation of Accounts of Proprietary concern, partnership firms & companies Preparation and filing of income tax return with tax authorities Providing tax advisory services to clients. Filing of Sales tax and Service tax returns & doing M-VAT audits Correspondence with Income tax & Indirect tax offices Statutory Audits of Private Limited Companies in the field of Freight Forwarding, Manufacturing Tax audits of Individuals, Firms & Private Limited Companies Preparation and Filing of Annual returns with Registrar of Companies Preparation of Cash Flow Statement, Financials Conducted Seminar on Cash Flow Statement Preparation and Interpretation Show less

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  Axis Bank

  Oct 2016 - Jan 2019

  Deputy Manager - Credit Analyst for SME

   Assessing creditworthiness of existing or prospective clients Completing ratio, trend and cash flows analysis and creating projections Sensitivity analysis of the case for analyzing the Financial effectiveness Analyze Financial data& produce clear and objective reports Monitor corporate portfolio asset quality on an ongoing basis Understanding the Business Model and Industry Analysis for analyzing Credit base Full-fledged analysis of Financial Performance of the customer Understanding the credit requirements for the customer and providing credit facilities after thoroughanalysis Show less

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  ICICI Bank

  Feb 2019 - Jun 2021

  Senior Manager - Risk Analyst for Corporate Banking

   Analyzing the complete financials, industry and credit risk of the clients Financial analysis w.r.t. cash flow & physical performance analysis Analyzing Greenfield project proposals and understanding risk attributes of the project Preparation of Risk rationale & providing risk recommendations for approval of the proposals Determine in depth degree of risk involved and report to competent authorities Undertake rating of the corporate companies post understanding aspects of business, financial andmanagement background Interacting with clients for understanding risk levels & aligning with risk appetite of the bank Monitoring the existing portfolio & indulging with clients for further requirements Handling Unit / factory visits to understand operational efficiency of the clients Show less

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  ICRA

  Jun 2021 - Sept 2023

  Senior Analyst
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  Citi India

  Sept 2023 - now

  Assistant Vice President