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Jonathan Gih

Jonathan Gih

Loan Processor

Followers of Jonathan Gih868 followers
location of Jonathan GihLos Angeles Metropolitan Area

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  • Timeline

  • About me

    Divisional Area Manager - The Gih Team NMLS 1058510

  • Education

    • University of California, Riverside

      2003 - 2007
      Bachelor of Science (B.S.) Political Science and Government

    • Thomas Jefferson School of Law

      2010 - 2011

  • Experience

    • AimLoan.com

      Feb 2012 - Apr 2013
      Loan Processor

    • Banc of California

      Apr 2013 - Mar 2015
      Loan Officer Assistant

      -Review, analyze, approve and underwrite complex individual consumer requests using conventional, FHA and VA lending requirements.-Specialization in Portfolio Loan Programs for self-employed and high net worth borrowers.-Experienced in working with foreign investors in Chinese speaking countries.-Review financial statements, tax returns, credit reports, applicable ratios (DTI/LTV), property evaluation and various deciding factors.-Determine and document loan conditions and communicating requirements and/or decisions.-Proficient in identifying, recommending and/or negotiating alternative loan requirements, funding and/or loan structuring solutions. Show less

    • Citywide Home Loans

      Mar 2015 - Feb 2016
      Team Lead

      -Prepare and structure loans ranging from FHA to Super Jumbo products.-Highly experienced with structuring and processing loans for clients with multiple investment properties (10-50).-Manage and process all brokered loans for San Diego County and dealt with broker channels on a daily basis.-Ability to originate and close loans while simultaneously managing pipelines for a team of Loan Officers.

    • New American Funding

      Mar 2016 - Jun 2016
      Loan Consultant

    • Guild Mortgage Company

      Jun 2016 - Sept 2016
      Loan Officer

    • Wells Fargo Home Mortgage

      Sept 2016 - Mar 2017
      Home Mortgage Consultant

    • Movement Mortgage, LLC

      Mar 2017 - Jan 2019
      Loan Officer | NMLS 1058510

    • LoanDepot

      Jan 2019 - Oct 2020
      Loan Consultant

    • Movement Mortgage

      Oct 2020 - Apr 2022
      Sales Manager

    • Nations Lending

      Apr 2022 - Jun 2023
      Sales Manager

    • New American Funding

      Jun 2023 - Oct 2023
      Loan Consultant

    • CrossCountry Mortgage, LLC

      Oct 2023 - Feb 2025
      Sales Manager

      Corp NMLS 3029

    • STG Mortgage

      Mar 2025 - now
      Divisional Area Manager

  • Licenses & Certifications

    • NMLS

      NMLS Licensing