
Ranajoy Das
BRANCH MAMANAGER

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About me
Audit Lead at RBL finserve ,16 years overall experience in unsecure micro loan, Portfolio Risk Manager with a good team.
Education

Institute of Management Technology Centre for Distance Learning
2013 - 2016Post Graduate Dimloma in Management Matketing Second ClassPGDM in Marketing, completed Bachelor Degree on Commerce with Accountancy Honors on 2003 from Kalyani University.

Nabadwip Vidyasagar College
1999 - 2003Bachelor of Commerce (B.Com.) Accounting and Business/ManagementDone B.Com in Accountancy honours.
Experience

SKS Micro Finance
May 2007 - Nov 2008BRANCH MAMANAGERBusiness development, team handle,fund manage,day to day reporting to HO.

Asmitha Microfin Limited
Dec 2008 - Oct 2009Branch in chargeTeam handle, Business development, Office document maintain, Fund manage.

Larsen & Toubro
Oct 2009 - Apr 2018Bardhaman and Kolkata , total Eleven Microfinance branches Portfolio Risk Mitigation matter handle , Borrower observation, Disbursement meet, Collection observation with stuff. Also see Hoogly district two Microfinance Branches. My job Totally target base.Interest in Business Development, Team Management, Risk Management post disbursement,Team handle Target and achievement which I have done in L&T, Asmitha Microfin and SKS Micro Finance. Business Development, team handle,of a Microfinance branch.
Senior Executive
Jul 2011 - Apr 2018Business Development Executive
Oct 2009 - Jun 2011

L&T Finance
Jul 2011 - Apr 2019Territory Manager
May 2018 - Apr 2019Senior Executive
Jul 2011 - Apr 2018

Fusion microfinance
Apr 2019 - Nov 2021LWD 20-Nov-21 PGDM in marketing with more than 14 years of experience (ten years in Risk & Audit.) on Micro loan. Key skills are Portfolio Risk Management, policy and credit issues monitoring, valuable reporting to Management with team.
Area manager Risk & Audit
Apr 2019 - Nov 2021Area Manager Risk & Audt
Apr 2019 - Nov 2021

RBL finserve
Dec 2021 - nowAudit LeadTeam handle, Audit planning for team, report escalation to stakeholders, monthly review, reporting to HO.
Licenses & Certifications

Honours Diploma in Computer Science
Lakhitia Computer CenterJun 2000
Languages
- enEnglish
- hiHindi
- beBengoli
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