
Grace Nichols

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About me
AVP, Mortgage Loan Officer | Mortgage Industry Expertise
Education

Heartland Community College
2007 - 2009Associate of Arts - AA FAMILY AND CONSUMER SCIENCES/HUMAN SCIENCES
Experience

Mid-Illini Credit Union
Apr 2014 - Sept 2021Assists members who are seeking residential mortgage loans. Supports consumers who are seeking to purchase or refinance a home loan, with the addition of second mortgage and home equity opportunities. Working directly with the borrower in determining the proper loan program, completing the loan application and gathering the necessary paperwork to begin the loan process. Evaluating credit and income to qualify applicants, through agency guidelines, for the best mortgage products in the best interest of the member. Communicates with the appraiser, title officer, escrow officer, loan processor and underwriter to finalize all requirements necessary in completing mortgage loan transactions.NMLS ID: 1886626 Show less
Mortgage Loan Officer
Aug 2019 - Sept 2021Loan Officer
Apr 2014 - Aug 2019

INB, National Association
Sept 2021 - Oct 2022AVP Mortgage Loan OfficerHelping to assist with residential lending needs and borrower success in purchase and refinancing opportunities on behalf of Illinois National Bank.

IAA Credit Union
Oct 2022 - Mar 2024AVP, Real Estate & Consumer Lending
Mar 2023 - Mar 2024Real Estate Loan Supervisor
Oct 2022 - Mar 2023

INB, National Association
Mar 2024 - nowAVP, Mortgage Loan OfficerHelping to assist with residential lending needs and borrower success in purchase and refinancing opportunities on behalf of Illinois National Bank.
Licenses & Certifications

Certified Residential Mortgage Specialist (CRMS)
XINNIX, The Mortgage AcademySept 2019
Honors & Awards
- Awarded to Grace NicholsRising Star Affiliate of the Year Mid Illinois Realtors Association Oct 2023 For the involvement in both events and committee opportunities with the Mid Illinois Realtors Association, recognized for building connections and bringing a sense of community to the association and their members.
- Awarded to Grace NicholsTestimonial Tuesday Mid Illinois Realtors Association Aug 2022 🏆 Grace Nichols | INB | https://www.inb.com/ 🏆'Grace has always gone above and beyond for her clients, peers and community, ensuring they are always set up for success. As a newer Realtor, first time home-buyers are the majority of my clientele. Grace is very patient with them, communicates very clearly and takes the time to ensure they understand the finacing process. She also relates with them, sharing her experiences buying and selling homes which eases many nerves! Grace is also very… Show more 🏆 Grace Nichols | INB | https://www.inb.com/ 🏆'Grace has always gone above and beyond for her clients, peers and community, ensuring they are always set up for success. As a newer Realtor, first time home-buyers are the majority of my clientele. Grace is very patient with them, communicates very clearly and takes the time to ensure they understand the finacing process. She also relates with them, sharing her experiences buying and selling homes which eases many nerves! Grace is also very communicative and available when needed! There have been numerous times on weekends or late nights where she makes herself available to answer questions and again ensure myself and our clients understand the process/situation that arises.'Thanks for being an amazing affiliate, Grace Nichols! You make a difference to our members, keep up the good work! #OurMembersMakeTheDifference Show less
- Awarded to Grace NicholsTop Outstanding Young Person (TOYP) Humanitarian & Voluntary Leadership Jaycees Apr 2022 An elected trustee on the board for the Mt. Hope Funks Grove Park District and is also a certified representative with the Illinois Association of Parks. She has served on many committees and boards, including Downtown Bloomington Association. West Bloomington Revitalization Project, Mid Central Community Action, Bloomington Normal Young Professionals, and Mid Illinois Realtors Association. She served as an Ambassador for the McLean County Chamber of Commerce and served on sub committees for… Show more An elected trustee on the board for the Mt. Hope Funks Grove Park District and is also a certified representative with the Illinois Association of Parks. She has served on many committees and boards, including Downtown Bloomington Association. West Bloomington Revitalization Project, Mid Central Community Action, Bloomington Normal Young Professionals, and Mid Illinois Realtors Association. She served as an Ambassador for the McLean County Chamber of Commerce and served on sub committees for Humane Society of Central IL, Gala and the Miller Park Zoo: ZooDo. Show less
- Awarded to Grace NicholsBest of Readers' Choice Awards - Best Mortgage Loan Officer The Pantagraph Oct 2021
- Awarded to Grace Nichols20under40 Nomination The Pantagraph Sep 2016 Nominated by leadership for this recognition; however, I was not selected for the award. Still recognized for my efforts as a young professional.
Volunteer Experience
Processor
Issued by Habitat for Humanity of McLean County on Jan 2014
Associated with Grace Nichols
Languages
- enEnglish
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