Grace Nichols

Grace Nichols

Followers of Grace Nichols840 followers
location of Grace NicholsMcLean, Illinois, United States

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  • Timeline

  • About me

    AVP, Mortgage Loan Officer | Mortgage Industry Expertise

  • Education

    • Heartland Community College

      2007 - 2009
      Associate of Arts - AA FAMILY AND CONSUMER SCIENCES/HUMAN SCIENCES
  • Experience

    • Mid-Illini Credit Union

      Apr 2014 - Sept 2021

      Assists members who are seeking residential mortgage loans. Supports consumers who are seeking to purchase or refinance a home loan, with the addition of second mortgage and home equity opportunities. Working directly with the borrower in determining the proper loan program, completing the loan application and gathering the necessary paperwork to begin the loan process. Evaluating credit and income to qualify applicants, through agency guidelines, for the best mortgage products in the best interest of the member. Communicates with the appraiser, title officer, escrow officer, loan processor and underwriter to finalize all requirements necessary in completing mortgage loan transactions.NMLS ID: 1886626 Show less

      • Mortgage Loan Officer

        Aug 2019 - Sept 2021
      • Loan Officer

        Apr 2014 - Aug 2019
    • INB, National Association

      Sept 2021 - Oct 2022
      AVP Mortgage Loan Officer

      Helping to assist with residential lending needs and borrower success in purchase and refinancing opportunities on behalf of Illinois National Bank.

    • IAA Credit Union

      Oct 2022 - Mar 2024
      • AVP, Real Estate & Consumer Lending

        Mar 2023 - Mar 2024
      • Real Estate Loan Supervisor

        Oct 2022 - Mar 2023
    • INB, National Association

      Mar 2024 - now
      AVP, Mortgage Loan Officer

      Helping to assist with residential lending needs and borrower success in purchase and refinancing opportunities on behalf of Illinois National Bank.

  • Licenses & Certifications

    • Certified Residential Mortgage Specialist (CRMS)

      XINNIX, The Mortgage Academy
      Sept 2019
  • Honors & Awards

    • Awarded to Grace Nichols
      Rising Star Affiliate of the Year Mid Illinois Realtors Association Oct 2023 For the involvement in both events and committee opportunities with the Mid Illinois Realtors Association, recognized for building connections and bringing a sense of community to the association and their members.
    • Awarded to Grace Nichols
      Testimonial Tuesday Mid Illinois Realtors Association Aug 2022 🏆 Grace Nichols | INB | https://www.inb.com/ 🏆'Grace has always gone above and beyond for her clients, peers and community, ensuring they are always set up for success. As a newer Realtor, first time home-buyers are the majority of my clientele. Grace is very patient with them, communicates very clearly and takes the time to ensure they understand the finacing process. She also relates with them, sharing her experiences buying and selling homes which eases many nerves! Grace is also very… Show more 🏆 Grace Nichols | INB | https://www.inb.com/ 🏆'Grace has always gone above and beyond for her clients, peers and community, ensuring they are always set up for success. As a newer Realtor, first time home-buyers are the majority of my clientele. Grace is very patient with them, communicates very clearly and takes the time to ensure they understand the finacing process. She also relates with them, sharing her experiences buying and selling homes which eases many nerves! Grace is also very communicative and available when needed! There have been numerous times on weekends or late nights where she makes herself available to answer questions and again ensure myself and our clients understand the process/situation that arises.'Thanks for being an amazing affiliate, Grace Nichols! You make a difference to our members, keep up the good work! #OurMembersMakeTheDifference Show less
    • Awarded to Grace Nichols
      Top Outstanding Young Person (TOYP) Humanitarian & Voluntary Leadership Jaycees Apr 2022 An elected trustee on the board for the Mt. Hope Funks Grove Park District and is also a certified representative with the Illinois Association of Parks. She has served on many committees and boards, including Downtown Bloomington Association. West Bloomington Revitalization Project, Mid Central Community Action, Bloomington Normal Young Professionals, and Mid Illinois Realtors Association. She served as an Ambassador for the McLean County Chamber of Commerce and served on sub committees for… Show more An elected trustee on the board for the Mt. Hope Funks Grove Park District and is also a certified representative with the Illinois Association of Parks. She has served on many committees and boards, including Downtown Bloomington Association. West Bloomington Revitalization Project, Mid Central Community Action, Bloomington Normal Young Professionals, and Mid Illinois Realtors Association. She served as an Ambassador for the McLean County Chamber of Commerce and served on sub committees for Humane Society of Central IL, Gala and the Miller Park Zoo: ZooDo. Show less
    • Awarded to Grace Nichols
      Best of Readers' Choice Awards - Best Mortgage Loan Officer The Pantagraph Oct 2021
    • Awarded to Grace Nichols
      20under40 Nomination The Pantagraph Sep 2016 Nominated by leadership for this recognition; however, I was not selected for the award. Still recognized for my efforts as a young professional.
  • Volunteer Experience

    • Processor

      Issued by Habitat for Humanity of McLean County on Jan 2014
      Habitat for Humanity of McLean CountyAssociated with Grace Nichols