
Bill Haynes
Sr. Underwriter

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About me
Territory Manager @ Smart Choice®
Education

West Virginia University
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Experience

MetLife
Sept 1996 - Nov 2005Sr. Underwriter• Responsible for profitable risk selection/rejection of new and renewal business from independent agents in assigned territory and state.• Developed and implemented a new credit scoring program to maximize new business profitability, which in turn cut loss ratios by 35%.• Monitored and maintained existing policies to be certain of profitability.• Maintained and developed new agency relationships to ensure company initiatives and financial goals were met.• Initiated and developed relationships with territorial directors, regional directors, program managers and underwriters for effective partnerships with group accounts. Show less

Farmers Insurance
Nov 2005 - Sept 2023National Sales Manager• Managed and directed 50-75 agents to achieve sales and profit goals. • Consistently exceeded sales goals year over year. Growing territory from $25,000,000 to $100,000,000 in just 3 years.• Cultivated and managed a diverse agent base, providing tailored insurance solutions to meet the agency’s needs.• Collaborated with marketing team to develop and execute effective lead generation campaigns.• Evaluated and implemented appropriate new sales techniques to increase sales.• Communicated with agencies on a regular basis about financial goals and results, making sure they are on track to meet year end results.• Appointed new agents in select territory. Once appointed, provided training to include, online quoting systems, company products and selling techniques. Monitored new agent appointment progress to be sure they reached the company’s new business goals.• Coached and mentored new Sales Managers within the company making sure they received all product knowledge and selling techniques needed to succeed. Show less

Smart Choice®
Sept 2024 - nowTerritory Manager
Licenses & Certifications

Life Insurance License
State of MarylandMay 2006
Property and Casualty Insurance License
State of MarylandSept 1994
Volunteer Experience
Soccer Referee
Issued by U.S. Soccer Federation on Aug 2015
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