Yusuf D.

Experience

• 

  Center for Environmental, Social, & Governance Studies

  Nov 2020 - Feb 2021

  Junior Research Assistant
• 

  Deloitte

  Aug 2021 - Oct 2024

  Key Responsibilities:- Led and managed audit engagements (general audit, KSOX, PCAOB) across diverse clients, ensuring compliance with IFRS and PSAK financial reporting standards.- Oversaw the preparation of audited financial statements, supporting audit managers in ensuring data accuracy, reporting completeness, and effective team workflow.- Led audits for key and high-risk areas, focusing on (but not limited to) Loans / Credit (conventional and channeling, also performing loan/credit review) and their Interest Income, Marketable Securities, Government Bonds, Fixed Assets, Intangible Assets, Management Override of Controls (Journal Entry Testing), Employee Benefit Obligations or Post-Employment Benefits, Revenue, OPEX, etc.- Performed comprehensive risk assessments to identify potential financial, operational, and compliance risks, ensuring effective risk management practices were implemented.- Assessed and evaluated the client’s internal control, recommending enhancements to improve efficiency and mitigate risks.- Supervised and mentored junior auditors, providing guidance and technical support to ensure audit objectives are met and professional development is achieved.- Built and maintained strong client relationships to better understand business operations and tailor audit insights.Key Achievement:- Promoted as Experienced Senior Associate (as of September 2024).- Successfully led audit engagement for public financial institutions (digital banks), identifying control weaknesses and delivering actionable recommendations.- Successfully delivered the first consolidation report for financial institutions (fintech). Show less Key Responsibilities:- Performed substantive testing and control evaluations on various financial accounts, including loans, interest income, marketable securities, bonds, fixed assets, revenue, and expenses.- Conducted comprehensive risk assessments to identify and evaluate financial, operational, and compliance risks.- Collaborated with audit teams to ensure quality execution and timely delivery of audit engagements.- Prepared detailed audit documentation, working papers, and reports to support audit findings and client recommendations.- Developed strong client relationships to understand core business processes.Key Achievements:- Played a critical role in completing multiple audit engagements for financial institutions and other sectors, ensuring compliance with regulatory standards.- Successfully delivered the audited financial report for the initial client (digital bank).- Earned recognition from the Partner and Senior Manager as a high-performing employee. Show less

  • Senior Associate

    Jul 2023 - Oct 2024

  • Associate

    Aug 2021 - Jun 2023
• 

  PT Bank Mandiri (Persero) Tbk.

  Apr 2025 - now

  • Assistant Manager - Risk & Distribution Oversight

    Sept 2025 - now

  • Assistant Manager - Retail Product & Services Risk

    Apr 2025 - Aug 2025