Rodney Harrell

Experience

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  J.C. Penny Company

  May 1990 - Aug 1990

  Management Intern

  Responsible for management of department inventories and personnel along with handling customer inquiries and service needs.Participated in departmental and store sales estimates, and promotions.Performed sales duties in department and created additional add on sales from other areas in the department.

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  Marshall University

  Jan 1991 - Jan 1993

  Graduate Assistant

  Assisted professors in the Banking, Business Law and Finance Department in the preparation of class and exam materials.Performed such administrative duties as academic advising and counseling of undergraduates in the Banking, Business Law and Finance Department.Gathered and organized research materials for faculty. Participated in the screening and selection of prospective department faculty members

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  Branch Banking and Trust Company (Formerly Commerce Bank)

  Nov 1993 - Jan 1998

  Credit Analyst

  Performed analyses on commercial business credits to monitor their financial condition during the life of loan relationship.Prepared analyses of commercial business credit relationships for Credit Administration review committee to assess and set relationship credit rating.Assisted Special Asset Officer in the management of problem loans and the disposal of foreclosed property and equipment for the bank in the Special Assets area which limited projected loan lossesPrepared initial phase of bank wide disaster recovery plan for the restoration of all bank departments to operational status during and after natural or man-made incidents.Performed account collections for the bank's commercial loan portfolio (handled up to 40 accounts) which included maintaining active communication with clients via telephone and written communications. Negotiating repayment schedules if deemed necessary to maintain satisfactory relationship status.Successfully performed branch sales, loan administration operations/services and assisted in construction financing including setting loan draws based on percentages of completions. Show less

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  Branch Banking and Trust Leasing Corporation

  Jan 1998 - Oct 2006

  Assistant Vice President - Lease Administrator II

  Access and evaluate credit quality and financial strength of current and prospective clients by calculating and evaluating repayment capacity through analysis of the clients overall operations in regards to their industry, risks, geographic market, and client base. Access lease request based on the proposed lease type, asset involved, the length of term, rate charged, residual value if applicable, and risk of loss in asset. Asset assessments include use of numerous industry and third party publications including internet based sources. Propose risk grade to reflect the overall assessment. Underwrite and Approve lease requests up to $1,000,000, making adjustments to proposals if needed to ensure that the above proper criteria for proper risk /return guidelines and goals are met. Underwrite, recommend, and prepare information packages for requests that exceed internal leasing limit of $2,000,000 which require corporate approval.Perform periodic reviews of current clients to monitor financial status, propose relationship strategy changes based on their current financial strength, and if needed adjust their risk grades relative to their current financial status to adjust the overall lease portfolio risk levels.Advise Account Executives and Bank relationship managers including regional and senior credit officers as to the pace and course of establishing strategies for current and proposed leasing relationships with bank and non-bank clients in regards to types of assets and overall dollar levels.Maintain and update proper lease documentation throughout relationship.Assist in establishing credit policy for leasing opportunities pertaining to certain industries.Periodically make joint calls with the Account Executive on their clients to follow up as to their current status and any strategic changes that they may be encountering that might have an effect on the relationship strategy. Show less

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  First Citizens Bank

  Oct 2006 - Feb 2011

  VP, Credit Administration
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  Truist

  Feb 2011 - now

  Senior Vice President, Credit Risk Review Ofcr. - RMA CRC