Utkarsh Vaidya

Utkarsh vaidya

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location of Utkarsh VaidyaBengaluru, Karnataka, India
Phone number of Utkarsh Vaidya+91 xxxx xxxxx
Followers of Utkarsh Vaidya243 followers
  • Timeline

    May 2016 - May 2019

    Senior Manager and Branch Sales Manager (Retail Banking)

    Jana Small Finance Bank
    Jaipir,Rajasthan
    Dec 2017 - Apr 2018

    Lead District Coordinator

    Microfinance Industry Network (MFIN)
    May 2019 - Mar 2020

    Senior Manager - Purchase Finance

    OfBusiness
    Aug 2020 - Jun 2022

    Partner

    Melloit Technologies LLP
    Current Company
    Jun 2022 - now

    Head Sales Planning and Business Development

    Jana Small Finance Bank
    Bengaluru, Karnataka, India
  • About me

    Head Sales Planning and Business Development

  • Education

    • Hans raj college, delhi university

      2011 - 2014
      Bachelor of arts - ba economics 6.3
    • Tata institute of social sciences

      -
      Master of arts - ma development studies 6.7
    • California institute of the arts

      2021 - 2021
      Ui/ ux design specialization

      In the course of this specialization I was able to learn in great depths about User Interface and User Experience design process starting from drawing out strategy and defining information architecture to making wireframes and fully functional prototypes. The 4 courses (mentioned in details in the certifications section) helped me gain crucial skills like making sitemaps and wireframes post doing the necessary research about the product, user and client goals/needs. The research for the… Show more In the course of this specialization I was able to learn in great depths about User Interface and User Experience design process starting from drawing out strategy and defining information architecture to making wireframes and fully functional prototypes. The 4 courses (mentioned in details in the certifications section) helped me gain crucial skills like making sitemaps and wireframes post doing the necessary research about the product, user and client goals/needs. The research for the projects also involved drawing demographic and psychographics to be used for creating User Personas specific to the products. Show less

  • Experience

    • Jana small finance bank

      May 2016 - May 2019

      My role here involved leading the sales team on the ground for building up CASA and Fixed Deposit base for Jaipur Branch of Jana Small Finance Bank. I am glad that I was able to tap in to this internal job posting in the organization as the experience and learnings from it were overwhelming. As a daily routine I use to go out in the field, meeting new people aged from 25-80 years working in numerous types of professions and sourcing business, along with leading the team to do the same helped me gaincrucial insights about the client behavior, trust building. Show less My role as Branch Head involved maintaining profitability of the branch via meeting the monthly targets and ensuring that our customers are well informed about the loan products they are taking from us hence making them active in the formal financial system and aware about the services they can avail. While handling a team of 30 people and three distinct products, it is also my responsibility to guide/monitor each and every staff regarding company, industry compliance, on how they can achieve their targets and in turn achieving targets for the branch. In Retail Financial Services (RFS) at Jana Small Finance Bank (JSFB), we offered loan products ranging from a ticket size of 15 thousand to 1.5 Lacks. RFS business holds the essence of MFI business of JSFB, be it in terms of facilitating financial inclusion for our customers or generating revenues for the organisation. Show less

      • Senior Manager and Branch Sales Manager (Retail Banking)

        Apr 2018 - May 2019
      • Manager and Branch Head (Retail Financial Services)

        May 2016 - Apr 2018
    • Microfinance industry network (mfin)

      Dec 2017 - Apr 2018
      Lead district coordinator

      As Lead District Coordinator for Jaipur chapter, I was responsible for organising and arranging for stakeholders from various NBFC-MFI's to come on a common platform and lead a diligent discussion on various challenges being faced from field and regulators and submit the compiled minutes with suggestions to MFIN for further planning and forming guideline framework. Please note that this was not a full time job, as every micro finance company has to send their representatives in the Mfin meeting I was nominated by my management to join these meetings. Micro Finance Institutions Network(MFIN) is a self regulatory organisation for all member NBFC-MFI'S in India. It aims to work towards a robust development of micro finance sector and reaching out to 233 million unbanked customers in India by promoting responsible lending, client protection, supportive regulatory environment and good governance. Show less

    • Ofbusiness

      May 2019 - Mar 2020
      Senior manager - purchase finance

      Responsible for managing the team and providing purchase financing credit lines to MSME manufacturers Rajasthan region for the organisation, with base location being in Jaipur.

    • Melloit technologies llp

      Aug 2020 - Jun 2022
      Partner

      Melloit Technologies LLP is an IT company which provides static, dynamic websites, e-commerce solutions and custom made software solutions. My role here involves handling general management of the company be it legal or accounts related, sales and UI UX design for various projects.

    • Jana small finance bank

      Jun 2022 - now
      • Head Sales Planning and Business Development

        Jun 2023 - now
      • Regional Head Individual Loans

        Jun 2022 - Jul 2023
  • Licenses & Certifications

    • Web design: wireframes to prototypes

      California institute of the arts
      Jun 2021
      View certificate certificate
    • Visual elements of user interface design

      California institute of the arts
      Apr 2021
      View certificate certificate
    • Web design: strategy and information architecture

      California institute of the arts
      May 2021
      View certificate certificate
    • Ux design fundamentals

      California institute of the arts
      Apr 2021
      View certificate certificate
    • Ui/ux design specialization

      California institute of the arts
      Jun 2021
      View certificate certificate