Michael R. Harding, CFP

Experience

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  Merrill Lynch & Morgan Stanley

  Apr 1998 - Jun 2005

  Financial Advisor

  During Michael's employment at Morgan Stanley, he received his NASD Series 7, 63, 65, 31 (Futures & Commodities), as well as Variable Annuity, Life and Health Insurance licenses. Mr. Harding also gained the designation of Retirement Planning Specialist. In 2001, Mr. Harding was awarded the National Directors Award for a performance level in the top 3% of his peers. In late 2001, Mr. Harding joined Merrill Lynch where he formed a partnership in which he and another Financial Advisor managed or advised on over 160 million dollars of individual client assets. During his time at Merrill Lynch Mr. Harding was able to earn another designation of Certified Financial Manager (CFM), was invited to join the Executive Club, began hosting continuing education classes for CPA’s and completed one of the most comprehensive financial service designations, Certified Financial Planner (CFP). Show less

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  Harding Financial Group

  Jun 2005 - now

  President / Portfolio Manager

  The Harding Financial Group is a Fee Only Registered Investment Advisor creating fully customized portfolio’s while eliminating the conflict of interest between sales and sound investment advice.

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  Apprisen

  Nov 2017 - now

  Board of Directors

  Helping people improve their financial well-being through counseling, community outreach and financial education.