
Kayla Mitchell MBA

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About me
Seeking New Opportunities | Payments Risk & Compliance Expert | Fintech Strategist | Driving Innovation in Regulatory Solutions & Risk Mitigation
Education

Webster University
-Master of Business Administration - MBA Business Administration and Management, General
Southern Illinois University, Carbondale
-Bachelor of Science - BS Marketing
Experience

U.S. Bank
Sept 2013 - Feb 2018• Performing compliance audits of complaint and non-complaint cases for reporting, quality assurance, with all applicable regulations including RESPA, TILA, UDAAP, FDCPA, and SCRA• Analyze all collected data to address all concerns sent by customers, third parties, and government regulators to determine root causes efficiently within deadlines• Auditing complaint response letter replies to customers regarding complaint and non-complaint cases• Tracking common trends to determine which individuals and/or business lines require changes in policies and procedures Show less
Risk Compliance Audit (RCA) Professional, Compliance Quality Assurance (CQA)
Sept 2016 - Feb 2018Risk Compliance Audit (RCA) Specialist, Customer Advocacy
May 2015 - Sept 2016Relationship Manager, Mortgage Assistance Point
Sept 2013 - May 2015

Elavon, Inc.
Feb 2018 - Apr 2021Regulatory Compliance Analyst, Process & Control Team, Chief Risk Office Payments RiskSupporting the first lines of defense and business lines with compliance adherence to State and Federal regulationsProviding analysis, feedback, and documenting internal risks and compliance controls for regulatory concerns and issues for business operations

U.S. Bank
Apr 2021 - Nov 2024Managing the change control process for Retail Payments Systems (RPS) Risk supporting the compliance first lines of defense within the business line for Payments Risk. Coordinating and certifying related yearly procedure updates for our business processes and SOP desktop guides with associated stakeholders.
BL Regulatory Review Manager Assistant Vice President
May 2022 - Nov 2024BL Regulatory Review Manager
Apr 2021 - Nov 2024
Licenses & Certifications

Lending Compliance Certificate
American Bankers Association
Deposit Compliance Certificate
American Bankers Association
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