
Sean Hayden
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About me
Area Sales Manager at Toyota North America
Education

American Bankers Association
2016 - 2016Certificate of Completion Analyzing Financial StatementsCompleted the 16 Week Course Designed to Further My Understanding of Financial Documents including Corporate Tax Returns, Personal Tax Returns, Cash Flow Statements, Personal Financial Statements, etc., all from the perspective of the commercial loan officer.

Haverhill High School
2004 - 2008High School DiplomaActivities and Societies: National Honor Soceity, Haverhill Baseball Four Year Letter Winner and Captain. Latin Club

Saint Anselm College
2008 - 2012Bachelor of Arts (BA) International BusinessActivities and Societies: Captain of Northeast 10 Conference Champion 2012
Experience

Saint Anselm College
Aug 2008 - May 2012StudentI was a Captain on the Varsity Baseball Team and an International Business Major.

989 On Demand/H2M Beverages
Jun 2012 - Jul 2013Client Relations ManagerResponsible for growing 989 On Demand as a brand in the greater New England area. This entailed work in sales, management of distributors reps, and developing unique ideas/programs to promote future business.

Randstad Technologies US
Aug 2013 - Aug 2014Technical RecruiterNegotiate wage rates and other conditions of employment with candidates, and gain commitment from candidates for current and future job requirements involving IT positions.· Learn and understand all of Randstad Technologies' service offerings · Analyze candidate information to determine matches between candidates and job openings. Submit qualified candidates to open job requirements · Interview prospective candidates and educate candidates on company process · Update and track candidates in accordance to Randstad Technologies' standards · Responsible for processing and contacting qualified candidates who respond to Randstad Technologies via phone, email or web · Establish relationships with consultants/contractors in specified region(s) or with specified clients · Track job orders and initiate recruitment for new roles paying close attention to high priority situations · Coordinate or conduct screening activities (e.g., drug screens, reference checks) · Responsible for increasing number of qualified applicants in database · Refer job order leads and hiring manager names to Account Managers · Be familiar with industry trends, including client, market and unemployment conditions · Be fully educated on account processes & policies to ensure 100% contract compliance · Track/communicate new technology trends · Attend training sessions, including those where active participation is expected · Meet or exceed weekly sales goal expectations Show less

Auto Use
Aug 2014 - Apr 2018As the Dealer Credit Manager, I supervise the underwriting and contracting of all commercial credit lines for Auto Use. These business to business credit lines involve credit analysis, financial statement analysis (business tax return, personal financial statements, income statements, balance sheet), bank statement analysis, etc. -Review all applicants against company credit criteria and present applications weekly to the company's President and other members of the executive management team. Working with internal and external sales teams of over 20 individuals in order to fully understand the customer. -In this role I have day-to-day interaction with the collection department to insure that our current dealer portfolio is performing. Make adjustments to credit lines based on company standards.-Put together semiannual and annual reviews of selected portions of the existing portfolio.-Supervise the contracting of new customers making sure we are legally accurate. Show less
Credit Manager
Aug 2014 - Apr 2018Management Training Program at Auto Use
Aug 2014 - Jan 2015

Toyota North America
Apr 2018 - now• Evaluated and negotiated deals/applications in order to maintain the quality of purchases within established guidelines. • Developed sales techniques selling credit decisions to dealership finance teams in order to mitigate risk and increase profits for Toyota Financial Services.• Executed sound decision making in a fast pace environment. Provided decisions on upwards to 150 credit applications daily.• Provided the highest level of service to the dealer body, cultivated, and preserved strong relationships with dealership personnel.• Solicited and competed for new business, understanding the competitive market landscape.• Monitored dealer trends. Identified and reported adverse issues.• Established vehicle credit lines for businesses. Gathering and analyzing business financial statements. Providing necessary commentary on the financial and credit worthiness of the business through analysis. • Worked with the funding team and dealership personnel simultaneously to reduce contracts in transit.• Analyzed portfolio performance.• Received formal credit training at TFS Global Headquarters.• Community Ambassador for the Boston Office. Volunteered at Local Charities. Coordinated Grants. Organized Office Donations. Led Youth of the Year Workshop Teaching Credit Basics to Teens. • TFS Peer Mentor for New Hires in the Future Leadership Development Program. Show less
Area Sales Manager
Mar 2020 - nowCredit Analyst
Apr 2018 - Mar 2020
Licenses & Certifications

American Banking Association: Analyzing Financial Statements Certificate of Completion
Languages
- enEnglish
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