STEBIN A S

Experience

• 

  South Indian Bank

  Aug 2014 - now

  - Credit Analyst in branch office for retail and MSME loans.- Experience is handling project finance accounts and SPOC for all credit enquires at branch level.- Responsible for pre-sanction procedures like unit visits, property valuations, legal scrutiny and carrying out due diligence in each credit proposal.- Responsible for post-sanction procedures like credit documentations, security creation and post sanction compliance etc.- Responsible for ensuring credit quality by SMA monitoring and follow-up with customers.- Responsible for maintaining good liaison with regional advocates, expert valuers, chartered accountants and TPP agents.- Top achiever of thrissur region (500+ staffs) with 145 % achievement of targets in scorecard in FY 19-20. Responsible for NTB CASA customers acquisitions, cross sell TPP including LI and HI. Show less - Responsible for entire branch operations as second in line and handled all managerial responsibilities in the absence of the branch head.- Experience in handling letter of credit, advising customers with regard to Forex trade transactions. - Responsible/Expertise in TASC and HNI NTB customer acquisition. - Responsible for attending meetings and coordinating with regional RBI office, SLBC and State Government departments in the state of Meghalaya representing the bank.-Responsible for overall increase of CASA, TD and profitability of the branch. Show less

  • Senior Manager | Branch Head

    Apr 2023 - now

  • Manager | Branch Head

    Apr 2020 - Mar 2023

  • Credit Officer

    Apr 2019 - Mar 2020

  • Assistant Manager

    Apr 2017 - Mar 2019

  • Clerk | Branch Marketing Coordinator

    Aug 2014 - Mar 2017