
Paras Gupta
Credit Manager

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About me
Risk manager at fibe | Credit-Risk | BRE | Unsecured,Secured loans | Underwriting | Risk management | Python | SQL
Education

Dr mps collage
2015 - 2017Bachelor of Commerce - BCom Accounting and Finance A
Savitribai Phule Pune University
2019 - 2021Master of Business Administration - MBA Finance and Financial Management Services A
Experience

Axis Securities Limited
Jun 2017 - Mar 2019Credit ManagerRole & Responsibilities• Data – Entry of customer loan document in Finn one, Finacle, Omni.• Verified loan document & KYC and sending to field initiation for cross check verification.• Prepare CAM report for personal loan.• Underwriting of DLP Pre-approved cases, Prepare MIS in Excel, generate loan agreement,Coordinating with different vertical – Sale & Operation.• Knowledge of Personal loan, home loan, Used car loan, Commercial vehicle loan, Two-wheelerloan.

Kotak Life
Aug 2020 - Mar 2021Assistant Credit Manager
Indian School Finance Company Private Limited
Apr 2021 - Jul 2022Role & Responsibilities• Work closely with business and technology teams in developing a strategy that delivers the best products for our customers.• Work with analytics resources to build and deliver a monthly product & client dashboard to management.• Drives business, financial and customer experience result of digital experiences and recommends modification in experiences or marketing to improve result.• Led communication with the Director, Head Pre- sales, Regional heads regarding product goals and progress made.• Understood and analyzed user needs through user studies, market research, and data analysis.• Monitored client requirements, identified prospective opportunities and assisted in increasing revenue.• Managed all product inquiries for clients and provided direct and indirect solutions.• Presented the analysis result of Sales Data to the executive management team.• Identify and communicate key insights to leadership team based on reports and analysis.• Handle Pan- India Cross-sales digital product: Lead school, Little more innovation, Tuto- fee financing, Chrysalis, Narayana.• Coordinate with Sales Head/ Operation Head/ Credit Head/MD & CEO for smooth business & revenue generation parameters.• Monitored all internal & external sales team target. Show less
Assistant Manager
Apr 2021 - Jul 2022Analytics Manager
Apr 2021 - Jun 2022

Bajaj Markets
Jul 2022 - Jul 2024Deputy Manager - RiskRole & Responsibilities• Documented new business rule and analyzed performance of the rule to see if they would meet business needs.• Modified existing business rule to correct errors, upgraded business model and improved performance.• Rule authoring: Creating and editing rule using the BRE’s rule authoring tools, which may include graphical user interface, scripting language.• Designing and implementing rules: Developing rule in accordance with business requirement and best practices, Using BRE rule authoring tools.• Testing and validating rule: Ensuring that the rule is working correctly as expected by testing them against different scenarios, data sets, and user inputs.• Monitoring and optimizing rule performance: Monitoring the performance of rule and identifying opportunities for optimization to improve efficiency and effectiveness.• Rule deployment: Deploying the rules into production environment and configuring the BRE to execute the rule automatically based on specific triggers and events.• Individually handle 8 Credit Cards partner Risk policy and BRE rules. Show less
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Fibe.India (Formerly EarlySalary)
Aug 2024 - nowManager - Risk
Licenses & Certifications

EF set advanced level
Pune Institute of Business Management (PIBM)May 2020- View certificate

Introduction to Housing Finance Sector
VirtuoskillMay 2021 - View certificate

Art of filling an application form
VirtuoskillMay 2021 - View certificate

Balance Transfer & Balance Transfer Plus Top-up
VirtuoskillMay 2021 
IRDA
Insurance Regulatory and Development AuthorityAug 2020- View certificate

Home Extension
VirtuoskillMay 2021 - View certificate

Credit Bureau Report– Tool for Underwriting Loans
VirtuoskillMay 2021 - View certificate

Loan against property (LAP)
VirtuoskillMay 2021 - View certificate

Mortgage Product Concept
VirtuoskillApr 2021 - View certificate

Home Improvement
VirtuoskillMay 2021
Volunteer Experience
Social Worker
Issued by NGO on Apr 2017
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