Paras Gupta

Paras Gupta

Credit Manager

Followers of Paras Gupta1000 followers
location of Paras GuptaPune, Maharashtra, India

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  • Timeline

  • About me

    Risk manager at fibe | Credit-Risk | BRE | Unsecured,Secured loans | Underwriting | Risk management | Python | SQL

  • Education

    • Dr mps collage

      2015 - 2017
      Bachelor of Commerce - BCom Accounting and Finance A
    • Savitribai Phule Pune University

      2019 - 2021
      Master of Business Administration - MBA Finance and Financial Management Services A
  • Experience

    • Axis Securities Limited

      Jun 2017 - Mar 2019
      Credit Manager

      Role & Responsibilities• Data – Entry of customer loan document in Finn one, Finacle, Omni.• Verified loan document & KYC and sending to field initiation for cross check verification.• Prepare CAM report for personal loan.• Underwriting of DLP Pre-approved cases, Prepare MIS in Excel, generate loan agreement,Coordinating with different vertical – Sale & Operation.• Knowledge of Personal loan, home loan, Used car loan, Commercial vehicle loan, Two-wheelerloan.

    • Kotak Life

      Aug 2020 - Mar 2021
      Assistant Credit Manager
    • Indian School Finance Company Private Limited

      Apr 2021 - Jul 2022

      Role & Responsibilities• Work closely with business and technology teams in developing a strategy that delivers the best products for our customers.• Work with analytics resources to build and deliver a monthly product & client dashboard to management.• Drives business, financial and customer experience result of digital experiences and recommends modification in experiences or marketing to improve result.• Led communication with the Director, Head Pre- sales, Regional heads regarding product goals and progress made.• Understood and analyzed user needs through user studies, market research, and data analysis.• Monitored client requirements, identified prospective opportunities and assisted in increasing revenue.• Managed all product inquiries for clients and provided direct and indirect solutions.• Presented the analysis result of Sales Data to the executive management team.• Identify and communicate key insights to leadership team based on reports and analysis.• Handle Pan- India Cross-sales digital product: Lead school, Little more innovation, Tuto- fee financing, Chrysalis, Narayana.• Coordinate with Sales Head/ Operation Head/ Credit Head/MD & CEO for smooth business & revenue generation parameters.• Monitored all internal & external sales team target. Show less

      • Assistant Manager

        Apr 2021 - Jul 2022
      • Analytics Manager

        Apr 2021 - Jun 2022
    • Bajaj Markets

      Jul 2022 - Jul 2024
      Deputy Manager - Risk

      Role & Responsibilities• Documented new business rule and analyzed performance of the rule to see if they would meet business needs.• Modified existing business rule to correct errors, upgraded business model and improved performance.• Rule authoring: Creating and editing rule using the BRE’s rule authoring tools, which may include graphical user interface, scripting language.• Designing and implementing rules: Developing rule in accordance with business requirement and best practices, Using BRE rule authoring tools.• Testing and validating rule: Ensuring that the rule is working correctly as expected by testing them against different scenarios, data sets, and user inputs.• Monitoring and optimizing rule performance: Monitoring the performance of rule and identifying opportunities for optimization to improve efficiency and effectiveness.• Rule deployment: Deploying the rules into production environment and configuring the BRE to execute the rule automatically based on specific triggers and events.• Individually handle 8 Credit Cards partner Risk policy and BRE rules. Show less

    • Fibe.India (Formerly EarlySalary)

      Aug 2024 - now
      Manager - Risk
  • Licenses & Certifications

  • Volunteer Experience

    • Social Worker

      Issued by NGO on Apr 2017
      NGOAssociated with Paras Gupta