Ganesh Bagga

Experience

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  Competent Automobiles Company Ltd

  Feb 1997 - Apr 2000

  Sr Executive

  • Attending walk-in customers for car loans.• Organization of promotional events. • Coordinating with banks / NBFCs for processing loans and disbursals.

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  Indus Ford

  Apr 2000 - Aug 2001

  Manager- Auto Finance

  • Finance Manager for sourcing of auto loans through team of sales executives.• Coordinating with all banks for approvals and disbursals of files.• Maintaining MIS and reconciliation of brokerage payments received from banks.

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  Kotak Mahindra Primus Ltd

  Sept 2001 - Jul 2006

  Deputy Manager

  • Managing DSAs and DSTs for auto-loans. • Responsible for cross-selling of Personal Loans through entire DST setup on existing car repayment tracks.• Independently managed KMPL’s Delhi business of motor insurance through Tata-AIG & Bajaj Allianz General Insurance Company for period of 2 years.• Preparation of budgets of my DSTs and managing the salaries & overheads of my DSTs.• Recruitment & motivation of DST employees.• Training of DSTs and DMAs on products and policies.

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  HDFC Bank Ltd

  Aug 2006 - Dec 2006

  Deputy Manager- Auto Loans

  • Achievement of Sales targets of Auto-Loans through DSAs and Manufacturing Dealers. • Development of new channel partners.• Facilitation of Inventory Funding at Key dealerships.• Managing Sales promotion initiatives.• Relook of files based on available mitigates.

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  Kotak Mahindra Bank Ltd

  Dec 2006 - Feb 2008

  Manager- Personal Finance

  • Managing DSTs and key Channels of the Organization for Achievement of Targets.• Development of new channel partners. • Personal Field Investigations (PFI) of big ticket customers.• Training of channels and DST employees on bank products & policies. • Daily tracking of logins vs. approvals.• Coordinating with CPA for disbursal of files.• Relook of files based on mitigates / PFI

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  ICICI Lombard General Insurance Co Ltd

  Mar 2008 - Aug 2014

  Branch Manager - Agency

  • Achievement of GWP target of Motor, Health and SME business through agents.• Performance & Productivity of Sales team. • Training the agents on Fire, Marine & SME products. Motivating them to source health insurance policies.• Establishing quality standards by keeping the cheque bouncing under 2%.• Acquisition, training & licensing of new agents.• Periodical evaluation of agent’s Loss ratio and guiding them to maintain healthy product mix in their portfolio for ensuring better profitability to organization.• Organizing the agent meets for facilitating healthy interaction between our agents and operations team. Also rewarding the good performers and health achievers for motivating the advisors to move next level of their performance.• Manual covernote reconciliation. • Arranging underwriting approvals for SME business. Show less

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  Magma HDI General Insurance Co Ltd

  Aug 2014 - now

  Branch Agency Head