Dr. Manish Prasad Pathak

Experience

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  Guljag Industries Limited

  Jun 1998 - Jun 1999

  Commercial Executive

  Taking care of complete commercial activities of company related to sales, timely logistics, recovery of sales, coordinating and visiting branches in Rajasthan

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  Shcil Services Ltd

  Jan 2000 - May 2005

  Sr executive

  Complete do operation of cm level customers, individuals and sub brokers, business development of Going bonds,MF, and IPO and achieve profit center

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  IDBI Bank

  Jun 2005 - now

  Digital transformation in mutual fund and general insurance and complete Sales Target of Bank in segment.delivering the Bank’s digital agenda, where processes are to be optimised and digitalised, to provide seamless journey and experience for customer and employee while achieving productivity and cost efficiency. With proven record in driving change and transformation initiatives through mobilising existing team resource, collaboration and gaining the support of multiple key stakeholders including business units, support units (including Technology, Marketing Teams, etc.), Risk, Legal & Compliance Show less New Business Origination Responsible for appraising & assessing risks for loans under MSME loans. Maintain Credit Risk management in managing the right customer/segment mix in acquisition stage. experience in Banking and Lending (B2C). responsibility for the credit quality and risk performance of the company and the business units. Credit administration including processing of proposals, credit analysis, restructuring, etc. responsible for creating, maintaining, and enhancing portfolio analytics; actively monitoring performance data. Portfolio reviews covering areas of delinquency reports, perusing Early Warning System (EWS) reports, Member Credit committee of Region of retail credit MSME and Retail Asset loan. Strong understanding of operational, legal and credit risk across the full range of industries and Preparing industry analyses. Offsite monitoring and Audit compliances of branches and Processing center. Specialized branch businesses target and all branches disbursement target.Keeping up the pace with changes in IT and adopting to the changes in an agile manner. Maintain balance between risk process and customer experience. Show less Responsible of Retail Banking, Credit appraisal, Collection. Offsite Monitoring, Timely rating of credit proposal and recovery coordination of region. Responsible for overall credit monitoring, SMA and recovery of asset book. Strategize and execute Business Development plans for retail Banking, Framing of Business Budgets of Region and branches as per Annual credit plan of district and continuous increase the Bank wallet share through cross sell of Trade, Cash Management Solution, treasury and liability based solution. Expertise in Management audit of region and statutory audit of branches in region. Proficiency in launching branches, Currency Chest and making it breakeven Show less

  • DGM Third party products Mutual fund and General insurance

    Jun 2022 - now

  • DGM and Head Credit solution Center

    Jul 2020 - Jun 2022

  • Deputy General Manager Branch Head

    Jun 2018 - Jun 2020

  • Assistant General Manager

    Jul 2014 - Jun 2018

  • Assistant General Manager and Branch Head

    Apr 2012 - Jun 2014

  • Assistant General Manager

    Jan 2011 - Mar 2012

  • AGM and Branch head

    Dec 2008 - Jan 2011

  • Branch Head

    Nov 2007 - Nov 2008

  • Relationship Manager

    Jun 2005 - Oct 2007