
Timeline
Skills
Team managementMarket researchMicrosoft excelRecruitingManagementBusiness developmentCrmMicrosoft officeAccount managementTeamworkNetworkingProject deliveryEvent planningVendor managementPowerpointService deliveryProblem solvingSalesTrainingMarketingOperational executionClient liaisonMicrosoft wordCustomer relationship managementAbout me
Credit analyst and gold medalist MBA with over five years of experience in appraising high value credit, formulating restructuring strategies & execution, managing sizable debt portfolio and client engagements, and liaising with cross-functional teams. Key skills: * Analytical and Quantitative Analysis * Credit Proposal Writing * Credit Risk Analysis * Financial Statement Analysis * Presentations to Senior Executives * Synthesis and Presentation * Valuation models * Financial Data Analysis * Cross-functional Leadership
Education

Gwalior engineering college
2006 - 2010Bachelor of engineering computer science 2006department rank 3 (3rd/120)scored 73% one of the 4 (4/120) students selected by the college to develop the training & placement portal for the college

Institute of management technology, nagpur
2014 - 2016Master of business administration (m.b.a.) finance 8.86/10- awarded with gold medal for securing 1st rank in pgdm course at institute of management technology, nagpur- awarded with merit scholarship at institute of management technology, nagpur- cgpa: 8.86/10- scored perfect 10 in 6th trimester, pgdm
Experience

Aspiring minds
Dec 2010 - Aug 2013Event administrator• led over 30 members team to manage more than twenty big recruitment events across central and north india. processed more than 800 candidates in each of these big recruitment events and executed the event on time.• awarded with ‘extra-miler award’ for going beyond expectations and ‘you made the difference award’ in the months of october 2012 and march 2013.• recognized for excellent execution skills by company and assigned big clients such as accenture, ericsson, hcl technology, mphasis and sapient.• managed communication with clients, students, and college administration during the entire life cycle of event.• coordinated services for events, such as implementation of event, crowd management & liaising with client and campus authorities. show less

Abbott
Apr 2015 - Jun 2015Project trainee• analyzed the pan-india data for generic drugs sales for cardiology, diabetes, and acute care and identified territories engaged in fraudulent activities resulting in top-line impact of inr 1.63 crores annually.• conducted correlation analysis to evaluate the impact of discounts on normal sales for “doctor’s dispensing model” across eight divisions. recommended changes in standard operating procedure for “doctor’s dispensing model” based on the findings.• responsible for understanding and rectifying data discrepancy and enhancing working of sales data collection. show less

State bank of india
Jul 2016 - Feb 2019• led restructuring of debt outstanding of approx. inr 2,300 crores for select small and medium enterprises. formulated strategies to standardize the assets so as to reduce losses to bank and optimize chance of assets not turning npa again. • prepared financial models, calculated funded interest term loan (fitl), working capital term loan (wctl), sacrifice, right of recompense, and rescheduling of term loans. • diligently complied with rbi’s prudential guidelines for restructuring, established technical and financial viability ratios such as dscr, loan life ratio and irr.• presented the proposal to senior bank executives and affected enterprises’ leadership.• managed successful completion of credit and statutory audit, and ensured timely closure of irregularities.• managed acquisition of investment grade business worth inr 93 crores including term loan of inr 15 crores. show less • managed high value credit accounts with total banking exposure aggregating approx. inr 1,650 crores. analyzed their fund and non-fund based working capital needs, and prepared end-to-end proposal.• recommended credit limits and interest rates for eight renewal and enhancement proposals by analyzing financial statements, business & industry data, and management team’s capabilities.• conducted credit risk assessment (cra) of eight borrowers to determine degree of risk involved.• managed end-to-end process of fresh term loan appraisal and disbursement of inr 20 crores. show less

Oaknorth credit intelligence
Mar 2019 - Sept 2022
Kpmg india
Sept 2022 - nowManager
Licenses & Certifications

Certificate in commercial credit (gold standard)
Moody's analyticsOct 2018- View certificate
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Garp scr program
Global association of risk professionals (garp)Nov 2023
Honors & Awards
- Awarded to Rakesh ChoudharyGold Medalist for securing 1st rank in PGDM Institute of Management Technology, Nagpur Mar 2016 Gold Medal for securing 1st Rank in the PGDM Programme
- Awarded to Rakesh ChoudharyParliamentary discussion on “World after Global Recession & way forward” Institute of Management Technology, Nagpur Nov 2015 • Secured 1st position in Concord-Parliamentary discussion on “World after Global Recession & way forward”
- Awarded to Rakesh ChoudharyAwarded with Merit Scholarship Institute of Management Technology, Nagpur Sep 2015
Languages
- enEnglish
- hiHindi
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