Danny Castro Soto

Experience

• 

  Ranger American

  Jan 2001 - Sept 2004

  Vault Officer

  * Certify received and delivered values.* Train new employees* Employee work schedule* Monitor employee performance* Resolve situations between coworkers* Account Balance of Vault, prepare documentation for transferring values.* Address customer’s needs by providing solutions to the various situations.* Problem solving in areas such as: system, schedules, customer complaints, etc.

• 

  Human Resources Corp.

  Sept 2004 - Sept 2005

  Contract employment in Operational Accounting at FirstBank.Responsibilities:* Reviewing Accounts Reconciliations* Balance Budget* Balance compensation packages* Data Entry* Keep record of temporary access to accounts Contract employment in Operational Accounting at CitibankResponsibilities:* Preparing cable transfer, New Jersey payments, Credit balance, GPS cash advances, Trial balance.* Search for Bankruptcy payment and accounts* Data entry* Preparing Unclaimed checks reports

  • Accounting Clerk

    Feb 2005 - Sept 2005

  • Accounting Officer

    Sept 2004 - Feb 2005
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  FirstBank

  Sept 2005 - now

  * Evaluates credit quality including underwriting and borrower performance* Evaluates collateral documentation sufficiency, and proper Lien perfection* Evaluates adherence to any loan covenant* Evaluates proper approval at the required authority level* Analyzes compliance with internal policies and procedures, and laws and regulations* Responsible of appropriateness and timeliness of the identification of problem loans by the credit officer* Identifies significant changes in the overall quality of the portfolio* Discusses all noted deficiencies and identified weaknesses and any existing or planned corrective actions, including time frames for correction, with appropriate loan officers and department managers* Reviews findings and corrective actions with senior management* Prepares narratives, individual reports that summarize the findings* Review PPP loan documentation Mostrar menos * Review and analyze officers’ narratives to prepare loans exceptions report* Select sample for loan review* Prepare department progress reports* Report to government regulators loans given to Executive Officers, Directors and Principal Shareholders* Analyze all bank borrower to determine the top 100 borrowers from the bank* Develop and implement standardize forms for different process upon management request* Analyze and report risk rating changes, upgrades and downgrades* Prepare and analyze credit letter reconciliations* Analyze borrower’s financial situation to determine loan reserve* Analyze appraisals to determine market fluctuation for the impairments analysis Mostrar menos * Manage all the accounting of Fixed Assets for the corporation.* Prepare Institutional reports for C.F.O., C.A.O, Board of directors and Regulating agencies* General Ledger & DDA maintenance* Revise Bank and subsidiaries reconciliations prepared by other departments* FASB-13 accounting for leases of properties* Analyze suspense and rejected transaction* Coordinate and established new or update accounting programs* Train new employees* Monitor outstanding items pass due date* Review & Process Invoices* Support when needed to different departments such as Accounts Payable, Controllers division, Investment banking, Reporting and Centralized Accounting Mostrar menos

  • Corporate Credit Analyst

    Oct 2021 - now

  • Loan Review Officer

    May 2016 - Sept 2021

  • Loan Review Analyst

    May 2012 - May 2016

  • Accountant

    Sept 2005 - Oct 2012