Chris Widdowson Dip PFS

Experience

• 

  Lloyds Bank

  Aug 1988 - Feb 2000

  Customer Service Officer

  Working in a small front office team. Dealing directly with the public with all activities including opening new bank accounts, interviewing, lending reviews,bereavement meetings with families and dealing with Solicitors both verbally and in writing when dealing with bank appointed wills etc. As part of this team it also involved line management of others and appointment booking for the Personal Lending Managers.I was also the High Net Worth Co Ordinator for the Nottingham Group of Lloyds and this involved liaising with all of the Managers to assist them in identifying High Net Worth clients that could be referred accross to Private Banking or Wealth Division who look after clients with sole incomes of £100k or more or have liquid assets of over £250,000. This role whilst in the Customer Service team also involved Branch presentations with Private Banking to promote their services. In 1994 I was the HNW Co Ordinator of the year for the Region measured by succesful referals accross to the Private Bank that had lead to business. Show less

• 

  Lloyds Banking Group

  Feb 2000 - Jan 2013

  Relationship Manager for High Net Worth Individuals with a case load of 250 clients. I manage all day to day contact, meet with them and review the investments under management referring them to our Wealth Management Advisers when a need area is identified. I am driven by good customer service but do not wish to become a financial adviser. As part of this remit I review the investment portfolios that we manage for the clients at face to face meetings at least annually. Supporting a Private Banking Manager looking after 300 High Net Worth Client relationships. The role was mainly office based offering a bespoke relationship driven service. I attained the Investment Advice Certificate whilst in this role via the Securities Institute. The main part of the job revolved around Investment Portfolio Management and the associated administration involved. After doing this for 2 years I moved into the Private Banking Manager role which I have held for past 12 years.

  • Private Banking Manager

    Jan 1988 - Jan 2013

  • Private Banking Managers Assistant

    Feb 2000 - Feb 2002
• 

  Lloyds Bank

  Feb 2002 - Sept 2014

  Private Banking Manager

  I have worked in the Wealth Managment Division of Lloyds Banking Group since February 2000. Following a succesion of changes I left the role late last year and I have now embarked on the next stage of my career at Russell Ulyatt Financial Services as a Paraplanner.

• 

  Russell Ulyatt Financial Services Ltd

  Feb 2015 - Jan 2020

  Paraplanning Manager

  I am the Paraplanning Manager for the whole business running a small team of 10 individuals that mostly focus on our Elite Clients with assets of over half a million pounds. We offer a bespoke service which is very client focussed and driven by the needs and requirements of the clients that we look after. I ensure that the client is at the heart of all that we do and strive to embed this ethos into a young and enthusuastic team. I believe very strongly in providing good levels of service and keeping the client informed at all times something that is now fully embedded in the team and also being promoted in other parts of the business.I am also support the Managing Director with some of his key client relationships in terms of meeting preparation,follow up work and client interaction. I identify and obtain information necessary to compile financial cashflow forecasts and discuss my findings with him. I act as a point of contact and deal effectively with technical queries from clients and other parties through effective communication. I also prepare suitability reports in accordance with agreed recommendations completing all paperwork and assist with implementation of investment strategies. I am very proactive in my approach to client relationship management and I am also required to attend client meetings on a regular basis and conduct phone reviews when required. Show less

• 

  The RU Group

  Jan 2020 - Jul 2022

  Senior Relationship Manager
• 

  Progeny

  Jul 2022 - now

  As part of my role I manage the Premier Elite Team that look after a small group of our highest value clients looking to offer bespoke solutions for all of their financial planning requirements. This is a very relationship driven service aimed at keeping the client at the centre of all that we do. My focus is all about the client keeping them informed at all times and being one step ahead at every turn by maximising client contact from the team.

  • Client Relationships Manager

    Mar 2024 - now

  • Senior Relationship Manager

    Jul 2022 - Mar 2024