
Michael Hrovat
Customer Service Manager

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About me
Vice President, Hub International - Lowering the Cost of Insurance, One Business at a Time
Education

IEA
1993 - 1994ARM InsuranceAssociates in Risk Management

Educational Institution
1982 - 1986Dual B.A. Economics & MarketingActivities and Societies: Alpha Kappa Psi

Inland Christian High School
1978 - 1982High School Diploma Mathematics
Experience

Army and Air Force Exchange Service
Dec 1980 - Oct 1986Customer Service ManagerMoved from Sales Associate to CSM over six years and worked at various military installations throughout CONUS.

State Compensation Insurance Fund
Dec 1988 - Jun 1994District RepresentativeResponsible for managing an existing client base, developing new business and assisting in marketing and training efforst company-wide.

Alliant Insurance Services
Jun 1994 - Feb 2011First Vice PresidentWorked as a Commercial P&C insurance broker providing insurance and risk management services to clients throughout California. Alliant Broker Council President, 2008 & 2009. Work Comp SPDR Group Co-Chair 2009 & 2010.

Orion Risk Management
Feb 2011 - Apr 2012Vice PresidentVice President of Non Profits and Social Services

Hub International Insurance Services, Inc.
Apr 2012 - nowVice PresidentAfter 23 years in the insurance and risk management field I have joined Hub International as Vice President.I specialize in providing unique insurance solutions to organizations and businesses which allow them to have the coverage they need while at a cost and terms which meets their budgetary constraints.My clients range from non-profit organizations to staffing firms. By understanding both the needs of my clients and the current offerings of the insurance industry, I am able to bring people together and serve my clients best.I also conduct 196-point coverage audits of potential clients. This detailed inspection will identify the strengths, weaknesses, opportunities and threats facing them from a risk financing perspective. Show less
Licenses & Certifications

Life and Health License
California Department of Insurance
Non-Resident Licenses - Arizona, Nevada, Colorado, Oregon, Idaho & Texas
NCCI
Property & Casualty License
California Department of Insurance
Volunteer Experience
Deacon
Issued by Immanuel Baptist Church on Jan 2013
Associated with Michael Hrovat
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